Bank of the West secured credit card?

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Bank of the West secured credit card?

Postby senchezi » Sat May 25, 2013 12:48 am

hey quick question. Can any of you tell me if Bank of the West has a secured credit card? I would just call them myself to find out but it's too late and they are closed for the night and I want to figure this out asap. website don't have an application listed and nothing on the search shows it. thanks

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Postby mdl28 » Sat May 25, 2013 1:53 am

Yes a mastercard platinum, platinum rewards, and standard mastercard. Just go to google and type in" bank of west credit card" and its the first link after search results

Amex Gold Prem'r
Amex BCP
Amex Green
Barclays Ring Platinum MasterCard
Citi Diamond Pref'd
Chase Sapphire Pref'd Visa Signature
Chase Freedom MasterCard
Discover It
New York Life Visa Signature

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They don't have one

Postby CCG » Sun May 26, 2013 5:20 pm

It looks like the person was asking about a secured card from Bank of the West. To the best of my knowledge they don't have one.

Even if they did have one, they might not be the best choice because their unsecured reward cards are quite boring. So once your secured account was open for a year or two and ready to graduated to unsecured, they really don't have any cards worth getting.

Check out this sponsored list ofthe top secured cards of 2013. Good luck.

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Postby credit_card_fonz » Sun May 26, 2013 5:37 pm

I don't get credit cards from my local bank for the same reason, they are convenient for quick easy access to a checking account but on the poor side for credit cards and loans. Some things that come to mind, Capital One has maybe the easiest to get secured card around, most people can get a $200 limit with a $49 deposit. They are kind of crappy when your credit improves and don't have an impressive product until you get into the very high tier. Bank of America is a bit harder to get if you have baddies, but they do have a secured card that will graduate to an unsecured card in a year or so. If you are in a state that has a USBank, they have some wonderful options for secured cards that graduate including a Harly Davidson card with no annual fee. Another bank is Wells Fargo, but you first have to open an account there then pay the security deposit from your account. It's currently thought this card no longer graduates so it's a lot of hassle and isn't the best choice.

If Bank of the West is what you really want, you can always get a Capital One card for a year then apply for the Bank of the West, lots of people do that.

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