- Centurion Member
- Posts: 4913
- Joined: Sun May 20, 2012 4:35 pm
- Location: WI
Um, I'm been in this situation. I hope never to be again but our economy is more unstable than Charles Manson despite the government propaganda machine constantly screaming how great things are, so who knows, it's possible I could be someday. I hope not though.
Anyway, the bottom line is they don't really care why you aren't paying them - you aren't paying them. In that situation you are truly in a dire situation, in danger of being homeless, and honestly that makes your credit card debt pale in comparison.
You honestly in my opinion have little to lose by flat out telling them that. So they sue you - can't get blood out of a turnip. I'm sure you'd love to get a job and get back on your feet but this economy is honestly the worst I have ever seen. I laugh when I read our propaganda pieces telling us how much "better" everything is - I know different. I looked for another job this year due to not much liking my current job (Yeah I know I'm lucky to have any job in this economy) and it's terrible. These people spouting off how great everything is obviously aren't the ones looking for a job, though in my view maybe they should be.
So go ahead and tell them the truth. You really can't pay right now. I see that you have little to lose. They will close your account, but they will anyway in the end, and that is going to be the least of your concerns if things don't get better.
I really hope you are able to find work soon I know it's tough hang in there you never know when your next break could come.