- Centurion Member
- Posts: 179
- Joined: Fri Apr 12, 2013 4:47 pm
- Location: Indianapolis, IN
I'd app for the CSP and keep the CS since it doesn't have an annual fee. Why get rid of an old account just because it's not the one you want? You'll get the rewards points whether you close the CS or not, so I'd keep it. Plus, if it has a decent limit, having it as $0 balance or very near $0 will keep your overall utilization low.
Scores on the mend...
FICO: 650 (Discover/TU, 6/23/2016)
Cards I Use Citi Double Cash, Chase Amazon, Capital One QuickSilver
Sock Drawer Discover IT, Citi Diamond Preferred, AE Visa, QuickSilver One, Walmart CC, CareCredit, CreditOne (keeping for history for now)
Short Goal Reach 680