Do you need a job to get a credit card in 2013?

For just about anything you want to get off your chest about credit cards.
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BoyRod1
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Do you need a job to get a credit card in 2013?

Postby BoyRod1 » Tue May 21, 2013 1:50 pm

I am not asking for myself but my wife. I had heard there is some new law in 2013 that anyone applying for a credit card needs a job or other source of income.

Even if you are married and your spouse brings home the bacon, it won't matter for yourself as you won't be able to apply without having income in your own name.

Is that true? Do you really need a job no matter what to apply?


MemberSince99
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Postby MemberSince99 » Tue May 21, 2013 6:32 pm

I believe the CARD act requires them to verify you have the ability to pay back your debt.

I'm not sure if it applies to YOU only though vs household income?

DavidNY
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Postby DavidNY » Tue May 21, 2013 10:57 pm


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FastSRT8
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Postby FastSRT8 » Wed May 22, 2013 2:36 am

This is good news for those who take on the huge responsibility of staying at home to care for children who in essence are the future. There is no replacement for a parent.
Carpe diem quam minimum credula postero!



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