- Platinum Member
- Posts: 53
- Joined: Sun Mar 03, 2013 2:46 pm
- Location: Nebraska
For those of you who have had to recon, what do you say when you call in. I've never tried to recon before and have no idea what I would say if I did.
This is just an example, but I've heard Barclay is easy to recon so we'll start there. Something I was reading about credit scores is the problem with people not knowing their real scores or what the lender sees. For example, I check Credit Karma and they show me at a 660, okay not great but should be enough to get me a Barclay card, right? Well, they send me a rejection letter saying my score is 612 and they are unable to open a card for me at this time, how would I recon that? Let's say I've had a year with First Progress - I've used the card a little and always paid on time showing activity every month. Like everyone, we want better cards, how would you try to convince them after a year of good payment history you are ready to move on?