Considering Amazon VS Freedom for next card

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MemberSince99
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Considering Amazon VS Freedom for next card

Postby MemberSince99 » Sun May 19, 2013 12:38 pm

For my next card, which I plan to app for at the end of this year, I have been thinking of Freedom. But, I see the Chase Amazon Visa gives 3% back on Amazon, which I use a lot.

My only fear is the government is apparently going to start forcing Amazon to collect sales tax on all purchases now (like we don't pay enough in taxes).

But that card may suit my spending better. Does anyone have experience with this card I don't see it in many signatures here.


Bksuper
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Postby Bksuper » Sun May 19, 2013 3:19 pm

I have the amazon visa. The benefit it has over the Freedom is that the categories are fixed; if you know you're going to use them its better than a random category at 5%. Also, it has no caps, whereas Freedom is capped at $1500 spend per quarter in the 5% categories. Furthermore, Freedom makes you enroll every quarter and amazon doesn't. However, if you only want it for amazon shopping, I'd recommend just getting a card that gives 5% at bookstores, and amazon will count. These cards include the Citi Forward, SallieMae Rewards Barclay Mastercard, and US Bank Cash+.
Sole Ownership Cards:
1st Financial Bank Platinum Student Visa, $500 CL, Open Since 3/2012
Citi Forward Student Visa, $6k CL, Open Since 10/2012
Costco TrueEarnings Amex, $6k CL, Backdates to 1/2012
SallieMae Rewards Barclay Mastercard, $2.5k CL, Open Since 4/2013
Jointly Owned Cards (co-owner with mom, not AU, used and paid only by me):
Chase Amazon Rewards Visa Signature, $2k CL, Open Since 8/2012
US Bank Cash+ Visa Signature, $13.5k CL, Open Since 10/2012
Authorized User (Parents Pay/Use)
Costco TrueEarnings Amex $29.4k CL, AU since 11/2012

MemberSince99
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Postby MemberSince99 » Sun May 19, 2013 3:49 pm

Thanks Bksuper that's a great reply. In my case, I'd like to limit my new business to Chase and grow that but it sure is great to see that someone thought this out!

RewardHop
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Postby RewardHop » Sun May 19, 2013 5:34 pm

I have the Amazon Visa but no longer use it due to easily being able to get 5% at Amazon using
1. Chase Freedom 5% Drugstores in Q1 2013, I bought several hundred dollars of Amazon GCs at Walgreens/CVS
2. US Bank Cash+ 5% at Electronic stores, buy Amazon Kindle GCs at Best Buy (those GCs are good for anything at Amazon.com)

If you don't have the Chase Freedom card, its definitely a very good card to have. The Freedom is also getting 5% at Amazon Q4 of this year.
[size=60]
Amex BCE: 3% grocery, 2% gas
Bank of America Better Balance Rewards MC: $25/quarter bonus
Barclaycard Rewards Visa Signature: 2% gas, groceries, utilities
Capital One Quicksilver Visa Signature: 1.5% everything
Chase Freedom Visa Signature: 5% rotating
Citi Forward Visa: 5% restaurants/fastfood, movie theaters, amazon.com
Discover It: 5% rotating
SallieMae MC: 5% Groceries, Gas, Amazon
US Bank Cash+ Visa Signature: 5% electronic stores, restaurants
Sock Drawered: Chase Sapphire, Chase Amazon[/size]

MemberSince99
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Postby MemberSince99 » Sun May 19, 2013 5:48 pm

Thanks RewardHop. I was reading about the Freedom and the CSP and it seems like a winning combo, since it offers 5% on Amazon I think I may have to app for that a bit earlier than I'd thought. Thanks for that info!

KrazyNick
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Postby KrazyNick » Sun May 19, 2013 10:13 pm

I have both. Chase Freedom is definitely better, but I do put all of my amazon purchases on my Amazon Visa. That is until RewardHop just told us about the Q4 5% off for Amazon! I'm excited!
Bank of America Travel Rewards Visa Signature - 5k (2/10)
Capital One Mastercard- 2.5k (1/11)
Chase Freedom- 5k (4/11)
Discover It- 3k (5/11)
Chase Amazon Visa- 2k (5/13)
American Express Blue Cash Everyday- 8k (5/13)

Bank of America WorldPoints Rewards for Business- 18k (11/11)

MemberSince99
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Postby MemberSince99 » Sun May 19, 2013 10:16 pm

I am too Nick! I can make some serious use of that so, I think I will have to apply a bit sooner for Freedom than I had planned to take advantage. I really didn't plan to, but that 5% is just too hard to pass up on. I order a lot and I mean a LOT of stuff off Amazon so I really want to take advantage of that.

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Calipso
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Postby Calipso » Mon May 20, 2013 2:32 pm

I have the amazon card, it's garbage. The freedom is much better and has solid catagories each year.
My Limits:
NFCU NavCheck: $15,000/NFCU Platinum: $11,500/NFCU nRewards: $8,000
Chase Freedom: $6,500/Chase Slate: $6,000/CSP: $5,000/Marriott Rewards Primier: $5,000/United MileagePlus Explorer: $5,000/Southwest Primier: $3,000
Citi Hilton HHonors: $9,700/Citi Simplicity: $8,200/Citi Forward: $5,500
AMEX Blue Cash Everyday: $8,000/SPG AMEX: $5,000/AMEX Everyday: $5,000/AMEX Delta Skymiles Platinum: $3,400
Discover IT: $7,700
Barclay's NFL Extra Points (Carolina Panthers): $5,000
DCU Platinum: $3,000
RTN FCU CC: $2,000
CCCU Platinum Rewards Visa: $2,000

Current total limit: $129,500

KrazyNick
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Postby KrazyNick » Mon May 20, 2013 3:58 pm

MemberSince99 wrote:I am too Nick! I can make some serious use of that so, I think I will have to apply a bit sooner for Freedom than I had planned to take advantage. I really didn't plan to, but that 5% is just too hard to pass up on. I order a lot and I mean a LOT of stuff off Amazon so I really want to take advantage of that.



Me too, I do a lot of damage on amazon, my ups driver hates me! I hope Chase will let you get the freedom after getting the CSP recently! Hopefully they will do it!
Bank of America Travel Rewards Visa Signature - 5k (2/10)
Capital One Mastercard- 2.5k (1/11)
Chase Freedom- 5k (4/11)
Discover It- 3k (5/11)
Chase Amazon Visa- 2k (5/13)
American Express Blue Cash Everyday- 8k (5/13)

Bank of America WorldPoints Rewards for Business- 18k (11/11)

FutureBillionaire
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Postby FutureBillionaire » Mon May 20, 2013 6:08 pm

Amazon purchases should be completed through:

Citi Forward
US Bank Cash +
Purchasing amazon gift cards at drugstores and grocery stores

This ensures that you have versatility in your cards.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape



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