- Centurion Member
- Posts: 125
- Joined: Wed Dec 05, 2012 12:47 pm
- Location: Iowa
I just checked with another forum and I may have had a misunderstanding about the card. I keep getting the advice to go for a better card than this, but the average credit one is what I feel most comfortable applying for now. Also, it's better in most ways than going for another Cap1.
IMHO, Cap1 is a little screwed up, they make you take 3 hard pulls then might offer you something really crappy. I was looking the cards over and the Journey card for students is no AF with cash rewards. The Newcomers cash rewards card is no AF and has rewards. I learned the card I have to apply for is a Platinum card with $19 AF and no rewards. Just how messed up is that? What they are saying is if I want no AF, I have to renounce my citizenship, move to Mexico then come back across the border illegally. They informed me on another forum if I tried for the Newcomer's card, I could be charged with fraud against a credit card company since I'm not new to the country.