Amex F/R = the worst thing that can happen. Being diagnosed with cancer, losing your job and your spouse, and having your house burn down in the same week could not possibly be worse than this
I never understood why most people in MyFico always seem to make a huge deal about Amex FR. They seem to make alot of topics about that. I mean, unless you lied in the application, you have nothing to worry about. If you did lie, then you deserve what's coming to you.
Side note, I like your, or rather MyFico's, definition of Amex FR lol.