- Centurion Member
- Posts: 125
- Joined: Wed Dec 05, 2012 12:47 pm
- Location: Iowa
I have a US Bank Platinum card $500 CL, what are the chances of getting a CLI from them and how long should I wait to call? It started as a $300 CL secured card but has since graduated and become a $500 CL Platinum card.
Would having a $1,500 limit on another card increase the chances of getting a CLI? Would it be better to hold off applying for another card until USBank gives me a CLI? I have a secured Capital One card with a $1,500 CL that I would like to drop like a bad habit.
I'd like to try for a BofA secured card again, but I need to close my Cap1 card and get my money back so I can do it. I only went with Cap1 because both BofA and Wells Fargo turned me down for a secured card the first time around. Had I known I would get a card from US Bank, I would have put my money there and left Cap1 alone.
For right now I just want to focus on the best way to get a CLI from US Bank.