How is US Bank with CLI's?

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How is US Bank with CLI's?

Postby s.jessica » Fri May 17, 2013 9:14 pm

I have a US Bank Platinum card $500 CL, what are the chances of getting a CLI from them and how long should I wait to call? It started as a $300 CL secured card but has since graduated and become a $500 CL Platinum card.

Would having a $1,500 limit on another card increase the chances of getting a CLI? Would it be better to hold off applying for another card until USBank gives me a CLI? I have a secured Capital One card with a $1,500 CL that I would like to drop like a bad habit.

I'd like to try for a BofA secured card again, but I need to close my Cap1 card and get my money back so I can do it. I only went with Cap1 because both BofA and Wells Fargo turned me down for a secured card the first time around. Had I known I would get a card from US Bank, I would have put my money there and left Cap1 alone.

For right now I just want to focus on the best way to get a CLI from US Bank.

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Postby MemberSince99 » Fri May 17, 2013 9:34 pm

6 months should work. I can only speak of their upper end cards, the Cash +, they gave me a 2k auto cli on it 2 months after opening it. I am guessing they probably won't do that on your card, but I think after 6 months you should be able to call and get a cli.

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