FastSRT8 wrote:As the age old saying goes....time heals all wounds.
What you need to do us continue to use your cards. Max out and pay on time. Don't be late and don't be delinquent.
In time, your limit will raise.
Your past history is hurting you. But as stated above, time will heal this.
I almost agree. Don't max out though. Never have a balance higher than 30% of your available credit, $150 in your case right now. If you pay on time for a few months I bet they will have you up to $3000 by the end of the year. You can spend more than $150 per month by making payments during the month if needed.