Which companies allow adding a joint user?

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itsmeandrew
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Location: Utah

Which companies allow adding a joint user?

Postby itsmeandrew » Sat May 11, 2013 11:45 am

I'm getting married in a month and was wanting to add my soon to be wife to one of my accounts as a joint user to help with her credit. Who allows this out of Chase, Discover, Wells Fargo and Citi?
Capital One Platinum $500 (2/2010) CLOSED (1/2013)
Wells Fargo College Cash Back $1.2K (8/2011) CLOSED 3/2015
Chase Freedom (Signature) $10K (4/2012)
AmEx Zync NPSL (4/2012)
Samuels Financing $2.9K CLOSED 4/2015
Discover IT $3.95K (7/2012)
Chase Marriott Premier (Signature) $5K (9/2012)
Chase Slate $2.5K (12/2012)
Citi Simplicity $4K (3/2013)
AmEX BCE $9.5K (5/2014)
Chase Amazon $4.5K (5/2014)
Barclaycard Apple Financing $2K (6/2014)
Capital One VentureOne (Signature) $5K (1/2015)


TU (Discover): 760


mdl28
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Location: TX

Postby mdl28 » Sat May 11, 2013 12:35 pm

As far as I know all will. However you will not just be able to simply add her unless you want her to be an autorized user. A joint card holder that reports the card as hers as well will require an approval from said company. In other words she must be approved to be a "joint card holder". Which if she has the credit will not be a problem but if she is still building or has spotty credit it may be difficult. Especially if you have high CL and prime cards.

Also if she cant get approved for your cards have her start with a good started card at a lower limit. I.E. discover it, chase freedom or a credit union card. then have her make you a joint holder. Which will add to your total avail credit.
MDL

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