- Centurion Member
- Posts: 630
- Joined: Thu May 10, 2012 10:10 pm
- Location: North Los Angeles County
What I typically do is most of them I pay my cards off about 2-3 days before the statement cuts (on my AMEX, BOFA, and Citi cards, the statement cut off date changes monthly.) And then when I'm apping for a card or two, usually I PIF all my card except one, and leave a small balance (I left a 25.00 balance on Cash Rewards card, got instantly approved for the Freedom, PIF my Cash Rewards card on Monday.) Other then that, I always PIF a few days before the statement date but after the payment due date (cause If I have no balance from last month, I don't want my payment being applied for a 0 balance..lol.)
Just PIF every month, and the month you want a new card leave a small balance and then pay it, this is what I have done and save for the Freedom on my first try (In November) and my denial for the BCE last month (forgot to leave a balance.) I've been instantly approved for all of my cards, and all with good limits for my income (12k, no complains about any of my limits, no CL requests for at least a couple of years.) I'll clarify more if it's not really clear what I wrote.
Bank Of America: BankAmeriCard Cash Rewards-4.2k
Citi: Forward-4.5k American Airlines Advantage Platinum Select World Elite MasterCard 9/6/15-4K
Amex BCE.2k- Amex SPG-5k
Chase: Freedom-5kSouthwest Rapid Rewards Plus- 3.6k
Capital one: Venture one-10,000, Visa Signature.