Do you sign your credit cards?

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benhollberg
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Do you sign your credit cards?

Postby benhollberg » Thu May 09, 2013 11:19 pm

I used to sign all my credit cards but after use I notice that it smears or disappears really easy and just makes the card look bad. I would use just a normal felt tip marker for this. For at least a year now I have not signed any of my cards, when using the cards nobody has asked about it. Is this bad and should I sign my cards?
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MB131174
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Postby MB131174 » Thu May 09, 2013 11:25 pm

I always sign mine in the (unlikely) event it would get lost and a not-so-honest individual would find it. All they'd have to do is sign my name in their handwriting and then hit up whatever store and buy a few things before I notice the card missing. Granted, zero liability is nice, but how quickly is it resolved? As far as I know, when a signature gets smeared you can request a replacement card for free. I'm actually gonna have to do this soon with my BCE AmEx as it's my go-to card and used frequently. The signature is starting to wear off to the point it looks like a monkey on crack licked the signature strip.
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HookEmHorns
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Postby HookEmHorns » Thu May 09, 2013 11:28 pm

I write "SEE ID" in sharpie on my cards. Some cashiers follow directions, most don't.
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MB131174
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Postby MB131174 » Thu May 09, 2013 11:31 pm

Only problem with SEE ID is that some places will not accept that. From my understanding, they are not to accept cards that don't have an actual signature on them. Back in the CD era I actually had a credit card refused by the clerk because it wasn't signed and said SEE ID on it.
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HookEmHorns
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Postby HookEmHorns » Thu May 09, 2013 11:35 pm

MB131174 wrote:Only problem with SEE ID is that some places will not accept that. From my understanding, they are not to accept cards that don't have an actual signature on them. Back in the CD era I actually had a credit card refused by the clerk because it wasn't signed and said SEE ID on it.


That's weird. That defies logic to have a clerk turn down a card after seeing a government issued photo ID that matches the name on the CC. Weird..hopefully I don't run into this issue.
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MB131174
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Postby MB131174 » Thu May 09, 2013 11:40 pm

Reason that clerk did was because they were following the actual credit card rules. Credit card companies actually state that when a seller is accepting a credit card for payment the card must be signed with the actual signature. Anything else makes the card technically legally invalid.
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benhollberg
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Postby benhollberg » Fri May 10, 2013 12:18 am

Just took a look, three out the six cards in my wallet aren't signed. Tomorrow at work I'll find a good marker that will hopefully make the signature last longer and finish signing those.
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Snowman
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Postby Snowman » Fri May 10, 2013 12:39 am

I always sign my cards, and my my signature is the exact same as my driver license, but yes they are all signed.
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FastSRT8
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Postby FastSRT8 » Fri May 10, 2013 1:14 am

I always sign. Use a sharpie.

Legally see id won't work. This is what I've been told.
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djrez4
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Postby djrez4 » Fri May 10, 2013 9:21 am

When I remember to sign them, I include my signature and SEE ID. I'd estimate I get asked for ID less than 50% of the time, however. When someone does ask, I always thank them.
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