Young credit report, want another card

For just about anything you want to get off your chest about credit cards.
17 posts
bobbyburns34
Green Member
Green Member
 
Posts: 13
Joined: Sat May 04, 2013 10:57 pm
Location: Mi

Postby bobbyburns34 » Thu May 09, 2013 1:37 am

only checked on credit karma and says 679

income is decent but then again you can lie so i dont think that matters too much

not really looking for anything, just trying to add another card so i can put a low amount on it everymonth and pay it off right away. Just trying to build credit and have 2 cards being used monthly and paid off right away.


bobbyburns34
Green Member
Green Member
 
Posts: 13
Joined: Sat May 04, 2013 10:57 pm
Location: Mi

Postby bobbyburns34 » Thu May 09, 2013 7:35 pm

I have the capital one secured platiinum Mastercard

i was something other than master card.

all the capital ones i can probably get approved say platinum and are master card.

any help? id appreciate it GREATLY! i just wanna add another card to help improve my credit.

bobbyburns34
Green Member
Green Member
 
Posts: 13
Joined: Sat May 04, 2013 10:57 pm
Location: Mi

Postby bobbyburns34 » Thu May 09, 2013 7:52 pm

Just applied for a chase freedom card, guessing i didnt get approved? says its pending and will receive by mail...

:(

User avatar
Z06Biker
Centurion Member
Centurion Member
 
Posts: 464
Joined: Fri Apr 12, 2013 5:39 pm
Location: Los Angeles

Postby Z06Biker » Thu May 09, 2013 9:03 pm

Call the reconsideration line.
AMEX: PRG Gold, Business Simply Cash, Business Costco, BCE.
Chase: United MileagePlus Club, Sapphire Preferred, Amazon Rewards
Barclaycard Arrival World Mastercard
HSBC Cash or Fly World Mastercard
USAA World Mastercard, USAA Platinum Mastercard
Wells Fargo Business Platinum
USC Credit Union Mastercard

bobbyburns34
Green Member
Green Member
 
Posts: 13
Joined: Sat May 04, 2013 10:57 pm
Location: Mi

Postby bobbyburns34 » Thu May 09, 2013 11:58 pm

Z06Biker wrote:Call the reconsideration line.


what am i supposed to say or do? id try it and i hate talking on the phone LOL but i want another card

never done this stuff before

User avatar
Snowman
Centurion Member
Centurion Member
 
Posts: 630
Joined: Thu May 10, 2012 10:10 pm
Location: North Los Angeles County

Postby Snowman » Fri May 10, 2013 12:41 am

Basically, if you get approved, they'll congratulate you and ask a few questions to make sure you are who you say you are. If you are getting a letter in the mail, it probably means a denial..lol. Chase's reconsideration line is very good. Just make sure you have a good reason for wanting the card, or else they probably won't want to approve you..lol.
Bank Of America: BankAmeriCard Cash Rewards-4.2k
Citi: Forward-4.5k American Airlines Advantage Platinum Select World Elite MasterCard 9/6/15-4K
Discover: More-7k
Amex BCE.2k- Amex SPG-5k
Chase: Freedom-5kSouthwest Rapid Rewards Plus- 3.6k
Capital one: Venture one-10,000, Visa Signature.

User avatar
Z06Biker
Centurion Member
Centurion Member
 
Posts: 464
Joined: Fri Apr 12, 2013 5:39 pm
Location: Los Angeles

Postby Z06Biker » Fri May 10, 2013 3:15 pm

bobbyburns34 wrote:what am i supposed to say or do? id try it and i hate talking on the phone LOL but i want another card

never done this stuff before


This should help: Today’s Chase Reconsideration Phone Call Recap - Mommy Points
AMEX: PRG Gold, Business Simply Cash, Business Costco, BCE.
Chase: United MileagePlus Club, Sapphire Preferred, Amazon Rewards
Barclaycard Arrival World Mastercard
HSBC Cash or Fly World Mastercard
USAA World Mastercard, USAA Platinum Mastercard
Wells Fargo Business Platinum
USC Credit Union Mastercard



Return to “General Credit Card Talk”

Who is online

Users browsing this forum: No registered users and 0 guests