- Centurion Member
- Posts: 181
- Joined: Fri Apr 12, 2013 4:47 pm
- Location: Indianapolis, IN
This depends on where you're getting the information of you having a score over 800. If it's an official EQ, EX, or TU score, then I'm with MemberSince99. There's no point in a cosigner unless you somehow have a 800+ score and you're under 21 or have no income. If you have no income (student or trust account, etc) then you might need a cosigner just to verify financial responsibility.
If you do have normal income and a real score above 800, you shouldn't have any issue getting a Visa Signature card, which starts at a $5k limit, I believe. Though with a score above 800, I'd go for a Barclaycard Ring and expect a high limit. Alternately, as has been said, you could apply for a Slate. I'd suggest trying out Discover it with 18 months 0% interest.
Scores on the mend...
FICO: 650 and holding
Cards I Use Chase Amazon Prime VS, Capital One QuickSilver MC
Sock Drawer Discover IT, AE Visa, CareCredit, CreditOne (keeping for history for now). Various store cards for history and utilization padding
Short Goal Reach 680