Hi you all, looking for a rewards program

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Hi you all, looking for a rewards program

Postby timmy96815 » Tue Apr 30, 2013 6:58 pm

Hi, I'm Jeff, I travel to Japan twice a year with son and wife and maybe a trip to ohio or florida with son and wife. I was looking for recommendations for a credit card. Is there one I can put all of the tickets on and pay for our tickets with rewards even though the names are different. or would a cash back card be better.

I have about 2000 per month utilities / mortgages plus all my daily spending I could put on the card. When we travel we almost never stay at hotels and very rarely use rental cars.

thanks alot for anybody who takes the time to respond. All feedback will be read and appreciated.

Jeff and family

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Postby Scoach » Wed May 01, 2013 1:21 am

What airlines do you typically fly? I think that will be the most important question, as you'll want a card that allows you to gain points on the airlines you use most frequently. A couple of other questions:

1. Will you be paying the bill back to zero each month or carrying a balance?
2. Are you opposed to an annual fee? If not, how much would be ok or not ok?
3. Do you have any credit cards now? If so, with whom? Might be easier to get a good rewards card from a place where you already have a good relationship.
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Postby rockyrock » Wed May 01, 2013 8:18 am

I live in Hawaii as well and try to book all our travel on Delta or Hawaiian because the miles move back and forth very easily. Our travel is mostly to the West Coast and Inter-Island so Hawaiian is awesome. We don’t have a Delta Credit card but do have a Hawaiian Air Visa—IMHO it sucks though and it won’t survive its next renewal.

If you are using JAL (OneWorld) to Japan then you may want to consider the Citi American Airlines card. That way you could funnel miles to AA (also OneWorld) and fly to Ohio/Florida or vice versa. Many airlines and options using this model but the questions Scoach asked are important to consider.

Because you don't use hotels and rental cars often you are a prime candidate for an airline specific rewards card. We often use hotels, rental cars along with airlines so a cash back or generic points card works well for us.
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