Capital One MTV Visa rant

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Capital One MTV Visa rant

Postby gold-rick » Tue Apr 30, 2013 8:32 am

Hey guys -

I have the Capital One MTV Visa card, I have had this card since 18, I am now 20 and I still have the same $750 credit line from when the account was opened!

I recently called them about a week ago and they said my credit line increase was not approved. I asked the lady why and she didn't really have an answer. All she told me was that Capital One is more conservative compared to other companies.

It's just frustrating because my credit score is great and I make a decent salary for a 20 year old.

I have a Chase Freedom with a $1000 limit and a CSP with $5000 and a American Express Gold Premier Rewards and a Discover IT 2k but I can't get Capital One to budge LOLLOL !!! Sorry for ranting.

You would think having the card for 2 years they would trust me!

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Postby nvtech » Tue Apr 30, 2013 12:30 pm

Same experience here...Applied to master card at a time when I had 4 other credit cards..highest being 10k and the lowest being 6k...
They approved me for $500..(My credit scores were near 750 ..all bureaus )....I hate capital one...They just declined to increase my credit line and I have closed the account the same day of my approval.
I will not go back to Cap...until I see a mind blowing product that no one in the market is offering.

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