Had my CO Platinum with no annual fee since October 2008 with a $500 credit limit. (Will have had the account for 5 years this coming October)
- Credit limit upped to $750 in 2010. Then upped to $1k in 2011.
- Card useage from 2008 to 2011 had been ~75% of the credit limits per month.
- 2011 to May of 2013, only used probably ~10% of the $1k limit.
- Starting May 2013 to now, been running ~80% of the $1k limit.
My EQ score, checked just a week ago, is 752.
Not sure if they did a hard or soft pull... i didnt ask... and they didnt state...
All my payments are on time and paid in full... no negatives whatsoever on any of my accounts.
They did keep me at a $1k limit though, hahahahahaha. I'll try for a credit limit increase later on
How i asked: I simply asked if my account qualified for an upgrade, and if it did, if I could be upgraded to the Quicksilver. thats it.
Capital One Quicksilver: Since 10/2008 (CapOne Platinum originally)... upgraded on 08/2013
Chase Amazon Visa: Since 07/2011
Amex Gold Premier Rewards: Since 11/2011
Blue Cash Preferred: Since 05/2016
Experian Score: 825 05/16
TransUnion Score: 797 05/16