- Centurion Member
- Posts: 257
- Joined: Sun Oct 14, 2012 10:22 pm
- Location: California
If you're trying to keep your taxes and paperwork requirements simple, I'd recommend NOT getting a miles card for personal use (too difficult to work out values), and using a personal credit card not a business one. If its random ebay purchases, paid out via paypal, Id recommend a 2% on everything card. The best one is the 1st Financial Bank Platinum, which issues 2% back, not points equivalent for such in certain redemption minimums, every month when the statement cuts with no minimum. However, you have to be a student for that one.
Don't go with Capitol 1, they are horrible with customer service and limits from what I've read. If you're not a student, go with the Priceline Barclaycard visa, which is essentially 2% back used properly. Ebay purchases can only be paid with a credit card through paypal, and no credit card gives more than 2% on purchases made through paypal, as its coded as a general professional service. Thats why its best to just use a 2% on everything card. Be sure to enroll in EbayBucks, to earn an additional 2+% back from ebay as store credit if you're doing lots of repeat purchases there too.
Sole Ownership Cards:
1st Financial Bank Platinum Student Visa, $500 CL, Open Since 3/2012
Citi Forward Student Visa, $6k CL, Open Since 10/2012
Costco TrueEarnings Amex, $6k CL, Backdates to 1/2012
SallieMae Rewards Barclay Mastercard, $2.5k CL, Open Since 4/2013
Jointly Owned Cards (co-owner with mom, not AU, used and paid only by me):
Chase Amazon Rewards Visa Signature, $2k CL, Open Since 8/2012
US Bank Cash+ Visa Signature, $13.5k CL, Open Since 10/2012
Authorized User (Parents Pay/Use)
Costco TrueEarnings Amex $29.4k CL, AU since 11/2012