- Centurion Member
- Posts: 1590
- Joined: Sun Jun 19, 2011 2:37 pm
- Location: Down South
nvtech wrote:The balance was reported both prior and after the conversion.
Before the conversion, with the same balance, my debt to credit ratio remained under 5%. ( Looks like the balance did not come to count)
After the conversion to Platinum...My overall credit lines is reflecting the complete amount ( increased from the Signature card).
My Balance remains the same..but my debt to credit ration got sky rocketed to 34%.
I thought it would be the other way around. I must admit, I'm confused here. It was my understanding that the high limit for the signature reported as the credit line. Perhaps that amount was higher than what your limit is reporting now. I'd be interested to hear input from others.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape