- Centurion Member
- Posts: 4913
- Joined: Sun May 20, 2012 4:35 pm
- Location: WI
Yesterday at work, while checking the logs, I learned that our slave I mean cheap labor in the Phillipines which was hired to process paperwork had apparently decided to make their work life a little easier. The way they decided to do that was rather than process the paperwork (using a software program and the paperwork is in the computer) they would delete it instead of process it. This resulted in people not getting paid in the US, and in our potentially not complying with government regulations on logging things (this could be BIG if we get the government in there snooping around, believe me).
That incident got me to thinking a few things. Besides the obvious point that going all cheap and thinking these people are going to be as docile and compliant as Americans (that never happened here) there is also a big risk in that if these people are willing to do that to avoid real work, what else might they do to make some extra money? In other words we are giving all our sensitive information to someone in a country that honestly may HATE Americans, but because it's an impoverished hell on earth, our corporations open a call center there to exploit I mean utilize that cheap labor. (and sometimes get exploited themselves, I guess what comes around goes around....) So what if having our information these people decide to sell it on the black market to thieves, for some extra money? Is that really that far out a notion? I don't think so. I don't know for certain that it's happened, though it probably has, but is that so out there an idea?
After seeing this I'm really wondering about that.
And the bad part is, because the system is set up nearly completely in favor of creditors, if they do that and someone trashes your credit, really what are you going to do about it? Not much you can do as far as I've seen. The CRAs are simply going to say verified it happened God said so now get lost. And the vultures will hound you to death making you wish your life was over.
And the problem is, even if this concerns you, in a way there is nothing you can do about it, because these companies are ALL going there, so even if you close your credit cards you still have to close your bank account and not deal with your energy company or anything like that, which just isn't realistic. You are stuck, with who knows who literally having your information they can steal and do whatever with and leave you on the hook for it.
Maybe it's better not to think about it, but it's fact whether we like it or not. And I'm finding it a real concern. Not much I can do about it, but that's part of why in a way I really don't care what my score is anymore. I haven't bought it since January and don't plan to anytime soon. All it takes is some foreign worker looking to make their life easier and maybe get back at the corporations that in their view screw them over and I could pay a big price for it. Sucks to be me I guess. But the flip side is, if the government audits them, it will suck to be them too. So they had best pray that doesn't happen or the money they dreamed of saving won't be so much anymore.