- Centurion Member
- Posts: 186
- Joined: Tue Feb 19, 2013 5:22 pm
- Location: USA
I mean from our end, it's a matter of opinion. Who knows what creditors believe.
In my personal opinion/experiences/conversations with multiple sources, unless you are worth giving multiple lines of credit to, generally it won't happen. I'm speaking mostly on applying for multiple cards from the same issuer i.e. in your case, Chase with CSP and Freedom. Realistically speaking, your rate of approval declines with every application. Lenders can only pull your credit so many times per person per application per set amount of time. I know for a fact that for Citi and Chase, if you submit multiple applications within a certain amount of time, you receive a notice stating that the institution has already received too many apps from you and you can no longer apply. At some point, they will auto decline every application you submit. - That's worst case scenario. Apply for two cards, may not be a big deal. Some people get away with it. But, speaking for you, yourself, do you think you will be approved for all three? If yes, go for it. If not, you might want to think it over before you get another inquiry pulled and having to wait to apply again.
FYI- Chase generally pulls EX or EQ.