paparoach429 wrote:Wouldnt it make sense to have both the Freedom and IT for the rotating categories? I would have gas stations at 5% year round. Also I was thinking CSP to make the Freedom points more beneficial. By "1" inquiry I meant the last one to fall off this year. I have 4 in total, on Transunion at least. 1 will be off next month, 2 are over a year old, and that last one is 5 months old. So I guess for scoring purposes only that last one really matters?
I carry both the Freedom and the IT. At the time of purchase, the card that has the most rewards is selected. As a frequent shopper of Sam's Club (who does not accept Visa credit), I then will use my Discover Card which offers 1% and that is better than 0%.