swipe_masta wrote:Are you legit blacklisted with Amex or figure of speech? Why?
Is there any particular store you really like that offers a cc in visa/mc that you wouldn't mind having?
I'm legit blacklisted. The last time I app'd for Amex, last summer, it was not a hard pull and the reason it was declined was "Amex closed your previous accounts". If that happens, you are blacklisted.
Why....wow long story. 11 years ago I burned them on 2 accounts it wasn't much money honestly but I couldn't afford to pay it with the economy tanking and losing my job and taking a job for a lot less and so on. I'm not making excuses, just saying I couldn't pay my creditors. They charged off the accounts. Last year for the heck of it I checked if I "pre-qualified" for an Amex and most of the cards they had were listed. I was like yeah right, but app'd and got instant approval. I got two others then app'd for Platinum, and they declined it due to "Amex closing your previous accounts". I couldn't get a straight answer as to what was going on so I closed the accounts, and I think I just slipped through the cracks with them. Amex doesn't forgive. Just as well as honestly the ONLY thing they have going for them is the card is good to impress chicks with. Other than that I couldn't care less about them anymore.
Not that I know of, I'm just not excited by anything right now. Which is why I have 0 apps in 2013.