Credit card while underage

For just about anything you want to get off your chest about credit cards.
14 posts
432521
Centurion Member
Centurion Member
 
Posts: 379
Joined: Thu Apr 26, 2012 3:15 pm
Location: USA

Postby 432521 » Thu Apr 18, 2013 9:21 pm

Snowman wrote:I don't think they are that dumb to let someone who is not an adult to have an account unless the person is an authorized user. But to answer your question no I don't think so. If they found out, I think they would close it unless you have a flawless payment history, then I think they would be okay with it, but I'm not to sure about that. Don't cancel since said person has accounts open, there is no need to lower AAOA and an cancel an established account. Do you mind if I ask how old this person is?


i have a theoretical feeling that DaveB is this theoretical underaged person with theoretical 3 cards and that is why he is theoretically posing these questions... theoretically.
March 2011- Wellsfargo Cash Back College Card
May 2012- Chase Freedom
May 2012- Discover IT
August 2012- American Express Blue Cash Everyday


Moneytalks
Centurion Member
Centurion Member
 
Posts: 439
Joined: Sat Feb 04, 2012 8:22 pm
Location: United States

Postby Moneytalks » Thu Apr 18, 2013 9:36 pm

432521 wrote:i have a theoretical feeling that DaveB is this theoretical underaged person with theoretical 3 cards and that is why he is theoretically posing these questions... theoretically.


I think you are theoretically correct, of course, only in theory
Wallet: Amex BCE & Chase Freedom. (Credit Card dieting since 2014)

User avatar
Snowman
Centurion Member
Centurion Member
 
Posts: 630
Joined: Thu May 10, 2012 10:10 pm
Location: North Los Angeles County

Postby Snowman » Thu Apr 18, 2013 10:51 pm

Oh I know 432521, I just wanted to see if he was going to be honest. I was playing along...lol..
Bank Of America: BankAmeriCard Cash Rewards-4.2k
Citi: Forward-4.5k American Airlines Advantage Platinum Select World Elite MasterCard 9/6/15-4K
Discover: More-7k
Amex BCE.2k- Amex SPG-5k
Chase: Freedom-5kSouthwest Rapid Rewards Plus- 3.6k
Capital one: Venture one-10,000, Visa Signature.

DaveB
Green Member
Green Member
 
Posts: 4
Joined: Thu Apr 04, 2013 12:21 pm
Location: Midwest

Postby DaveB » Fri Apr 19, 2013 8:59 pm

Yes this theoretical situation is involving me, in this theoretical situation I am 17. 18 in the end of may. Say one were to apply for anything that requires a credit check and the conflicting date of births come up now that theoretically I were using my real dob. How would one resolve that without clearing out prior to 18 credit score?



Return to “General Credit Card Talk”

Who is online

Users browsing this forum: No registered users and 3 guests