Young people with good credit

For just about anything you want to get off your chest about credit cards.
29 posts
Centurion Member
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Posts: 331
Joined: Tue Sep 11, 2012 12:21 am
Location: chicago

Postby paparoach429 » Fri Apr 05, 2013 2:06 am

Well im still trying to decide on how much I should ask for in June when on my second increase. Im thinking maybe 6k?

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Posts: 284
Joined: Sun Jul 17, 2011 12:38 am
Location: Newton, MA

Postby bisbicos » Fri Apr 05, 2013 7:22 pm

Go big or go home, the worst that they can do is say no. Or counter offer
Credit Cards
American Express: Fidelity Rewards (2% cash back) 9.5k
Discover: Discover More (5% rotating categories) 12k
Mastercard: Chase Freedom (5% rotating categories) 4.6k
Visa: Citi Forward (5x pts on restaurants) 15.7k
Citi Dividend (5% rotating categories) 5.6
Capital One Journey (1.25% cash back) 1.25k
BofA AAA (5% on gas) 2.5k
PenFed Platinum Rewards (5% on gas 3% groceries) 7.5k

Future Cards
US Bank Cash +
Chase Ink

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Posts: 8
Joined: Thu Apr 11, 2013 11:00 am
Location: Mississippi

Postby rackham12 » Thu Apr 11, 2013 7:21 pm

age 18 with 10k spanning over 5 credit cards

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Posts: 109
Joined: Sat Apr 13, 2013 12:55 am

Postby Vandalized2 » Sat Apr 13, 2013 1:08 am

20, 4 accounts, 11.75k

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Green Member
Posts: 10
Joined: Thu Feb 23, 2012 9:32 pm
Location: Scottsdale

Postby MikeBones » Mon Apr 15, 2013 1:48 am

It's not about the size of the credit limit that counts, it's how you use it.
Chase Sapphire Preferred - 7k CL
Chase Freedom Visa Signature - 5k CL
PenFed Plat Rewards - 1.25k CL
PenFed Cash - 1.25k CL

Centurion Member
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Posts: 156
Joined: Wed Nov 30, 2011 8:23 pm
Location: New Jersey, United States

Postby andy1088 » Wed Apr 17, 2013 8:22 am

I'm 24 and I have $16,800 total credit limit. I also have a $6,000 car loan.
My cards
Chase-Sapphire-$5,000 Freedom-$3,000, Amazon rewards-$700, Slate-$600
Citi- Diamond Preferred-$4,000, Thank you-$2,500
Discover IT-$2,500
Bank of America cash rewards-$2,000
Capital one newcomer rewards-$500

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Posts: 3
Joined: Thu Apr 25, 2013 9:06 pm
Location: Phoenix

Postby V1_Rotate » Thu Apr 25, 2013 11:57 pm

22 with $25,500 in credit cards plus $25,000+ in charge availability. Amex locked me out after three attempts inputting charge amounts into their availability calculator.

I also have a $90K+ mortgage

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Posts: 353
Joined: Mon Apr 29, 2013 6:51 pm
Location: Salt Lake City

Postby benhollberg » Mon Apr 29, 2013 6:56 pm

On American Express spending checker was approved for $78,000 but didn't try anything higher, have AMEX Gold Premier Rewards, $22,000 limit on True Earnings American Express from Costco, $8,500 Visa Marriott Premier Rewards card, $6,000 on bank issued Visa credit card. I'm 22. Received a AMEX Platinum invitation last week but unsure if I will go for it.
American Express Platinum Card
American Express TrueEarnings Card from Costco
Marriott Rewards Premier Visa Signature Card
Chase Sapphire Preferred World MasterCard
Discover It

Centurion Member
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Posts: 109
Joined: Sat Apr 13, 2013 12:55 am

Postby Vandalized2 » Thu May 02, 2013 9:21 am

Vandalized2 wrote:20, 4 accounts, 11.75k

Now it is up to 6 accounts and 19k worth of credit, thanks AMEX!

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