Young people with good credit

For just about anything you want to get off your chest about credit cards.
29 posts
paparoach429
Centurion Member
Centurion Member
 
Posts: 331
Joined: Tue Sep 11, 2012 12:21 am
Location: chicago

Postby paparoach429 » Fri Apr 05, 2013 2:06 am

Well im still trying to decide on how much I should ask for in June when on my second increase. Im thinking maybe 6k?


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bisbicos
Centurion Member
Centurion Member
 
Posts: 284
Joined: Sun Jul 17, 2011 12:38 am
Location: Newton, MA

Postby bisbicos » Fri Apr 05, 2013 7:22 pm

Go big or go home, the worst that they can do is say no. Or counter offer
Credit Cards
American Express: Fidelity Rewards (2% cash back) 9.5k
Zync NPSL
Discover: Discover More (5% rotating categories) 12k
Mastercard: Chase Freedom (5% rotating categories) 4.6k
Visa: Citi Forward (5x pts on restaurants) 15.7k
Citi Dividend (5% rotating categories) 5.6
Capital One Journey (1.25% cash back) 1.25k
BofA AAA (5% on gas) 2.5k
PenFed Platinum Rewards (5% on gas 3% groceries) 7.5k

Future Cards
US Bank Cash +
Chase Ink

rackham12
Green Member
Green Member
 
Posts: 8
Joined: Thu Apr 11, 2013 11:00 am
Location: Mississippi

Postby rackham12 » Thu Apr 11, 2013 7:21 pm

age 18 with 10k spanning over 5 credit cards

Vandalized2
Centurion Member
Centurion Member
 
Posts: 109
Joined: Sat Apr 13, 2013 12:55 am

Postby Vandalized2 » Sat Apr 13, 2013 1:08 am

20, 4 accounts, 11.75k

MikeBones
Green Member
Green Member
 
Posts: 10
Joined: Thu Feb 23, 2012 9:32 pm
Location: Scottsdale

Postby MikeBones » Mon Apr 15, 2013 1:48 am

It's not about the size of the credit limit that counts, it's how you use it.
Chase Sapphire Preferred - 7k CL
Chase Freedom Visa Signature - 5k CL
PenFed Plat Rewards - 1.25k CL
PenFed Cash - 1.25k CL

andy1088
Centurion Member
Centurion Member
 
Posts: 156
Joined: Wed Nov 30, 2011 8:23 pm
Location: New Jersey, United States

Postby andy1088 » Wed Apr 17, 2013 8:22 am

I'm 24 and I have $16,800 total credit limit. I also have a $6,000 car loan.
My cards
Chase-Sapphire-$5,000 Freedom-$3,000, Amazon rewards-$700, Slate-$600
Citi- Diamond Preferred-$4,000, Thank you-$2,500
Discover IT-$2,500
Bank of America cash rewards-$2,000
Capital one newcomer rewards-$500

V1_Rotate
Green Member
Green Member
 
Posts: 3
Joined: Thu Apr 25, 2013 9:06 pm
Location: Phoenix

Postby V1_Rotate » Thu Apr 25, 2013 11:57 pm

22 with $25,500 in credit cards plus $25,000+ in charge availability. Amex locked me out after three attempts inputting charge amounts into their availability calculator.

I also have a $90K+ mortgage

benhollberg
Centurion Member
Centurion Member
 
Posts: 353
Joined: Mon Apr 29, 2013 6:51 pm
Location: Salt Lake City

Postby benhollberg » Mon Apr 29, 2013 6:56 pm

On American Express spending checker was approved for $78,000 but didn't try anything higher, have AMEX Gold Premier Rewards, $22,000 limit on True Earnings American Express from Costco, $8,500 Visa Marriott Premier Rewards card, $6,000 on bank issued Visa credit card. I'm 22. Received a AMEX Platinum invitation last week but unsure if I will go for it.
American Express Platinum Card
American Express TrueEarnings Card from Costco
Marriott Rewards Premier Visa Signature Card
Chase Sapphire Preferred World MasterCard
Discover It

Vandalized2
Centurion Member
Centurion Member
 
Posts: 109
Joined: Sat Apr 13, 2013 12:55 am

Postby Vandalized2 » Thu May 02, 2013 9:21 am

Vandalized2 wrote:20, 4 accounts, 11.75k


Now it is up to 6 accounts and 19k worth of credit, thanks AMEX!



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