Young people with good credit

For just about anything you want to get off your chest about credit cards.
mattymatt808
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Posts: 60
Joined: Tue Feb 12, 2013 5:10 pm
Location: Honolulu, HI

Postby mattymatt808 » Thu Apr 04, 2013 12:36 am

Jeez and I thought I had a lot. 24 with 16k.
$2500 First Hawaiian Bank (6/10)
$4500 CHASE Freedom (2/13)
$3500 Citi Forward (2/13)
$2000 Discover it (2/13)
$9600 AMEX BCE (3/13)
$10000 CHASE Sapphire Preferred (7/13)
$5000 CHASE Ink Plus (8/13)


paparoach429
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Posts: 331
Joined: Tue Sep 11, 2012 12:21 am
Location: chicago

Postby paparoach429 » Thu Apr 04, 2013 12:40 am

Not that im bragging by any means but it seems like I have a higher cl on my Citi Forward than most people (here and that I know). Its only 4k, but most people I know have about 3k or less. It makes me wonder how high my limit can possibly get on this card before it tops out.

Robrus1
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Posts: 797
Joined: Tue Oct 02, 2012 3:25 pm
Location: Texas

Postby Robrus1 » Thu Apr 04, 2013 4:09 am

$42.5K not counting my charge card. I recently turned 30 so that's not too bad I guess. This year I'd like to try and get my CSP to at least 10K. I'm also going to try and get all David Copperfield with it to see if I can get Discover to 10K. If so, I deserve my own Vegas act. Last but not least will be my credit union card, going for 20K. That'd get my to $62.5K, which would be quite enough, but I'll attempt it just to see if I can pull it off.
Amex Platinum
Amex BCP 21K
Amex SPG 5K
Barclaycard Arrival Plus WEMC 5K
Chase Sapphire Preferred 23.5K
Credit Union 10K
Discover IT 7.75K

sosabe77
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Joined: Tue Mar 05, 2013 7:09 am
Location: de

Postby sosabe77 » Thu Apr 04, 2013 9:24 am

Robrus1 wrote:I just turned 30 and still feel young, does that count?


Lol. Same here.

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bisbicos
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Posts: 284
Joined: Sun Jul 17, 2011 12:38 am
Location: Newton, MA

Postby bisbicos » Thu Apr 04, 2013 9:38 am

paparoach429 wrote:Not that im bragging by any means but it seems like I have a higher cl on my Citi Forward than most people (here and that I know). Its only 4k, but most people I know have about 3k or less. It makes me wonder how high my limit can possibly get on this card before it tops out.


I started out with 3500 on my Citi forward card in 2010, now its up to 11.9k
Credit Cards
American Express: Fidelity Rewards (2% cash back) 9.5k
Zync NPSL
Discover: Discover More (5% rotating categories) 12k
Mastercard: Chase Freedom (5% rotating categories) 4.6k
Visa: Citi Forward (5x pts on restaurants) 15.7k
Citi Dividend (5% rotating categories) 5.6
Capital One Journey (1.25% cash back) 1.25k
BofA AAA (5% on gas) 2.5k
PenFed Platinum Rewards (5% on gas 3% groceries) 7.5k

Future Cards
US Bank Cash +
Chase Ink

j89808
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Posts: 10
Joined: Mon Feb 11, 2013 1:52 am
Location: United States

Postby j89808 » Thu Apr 04, 2013 9:49 am

23 with 45k credit limit. 2 Amex no limit cards, I am not sure what their limits are.
Amex: MB Platinum, PRG, BCE
Chase: Chase Sapphire Preferred, Freedom
Citi: Forward
CapitalOne: VentureOne
Discover: DiscoverIT
BofA: Cash Rewards (Visa Sig)

Mileage Bonuses: Delta Gold, Delta Platinum Business, British Airways

paparoach429
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Posts: 331
Joined: Tue Sep 11, 2012 12:21 am
Location: chicago

Postby paparoach429 » Thu Apr 04, 2013 2:33 pm

bisbicos wrote:I started out with 3500 on my Citi forward card in 2010, now its up to 11.9k


Is it the college version? Also, How were the increases? Ive only asked for one so far from $1800 to $4000.

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bisbicos
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Posts: 284
Joined: Sun Jul 17, 2011 12:38 am
Location: Newton, MA

Postby bisbicos » Thu Apr 04, 2013 2:59 pm

paparoach429 wrote:Is it the college version? Also, How were the increases? Ive only asked for one so far from $1800 to $4000.


Nope its the non college one, no longer offered. I open the card september 2010 with limit of 3500. In June 2011 I asked for credit limit increase and they counter offered with 6.7k. Again June 2012 I asked for an increase and was counter offered 11.9k. None of the CLI were hard pulls
Credit Cards
American Express: Fidelity Rewards (2% cash back) 9.5k
Zync NPSL
Discover: Discover More (5% rotating categories) 12k
Mastercard: Chase Freedom (5% rotating categories) 4.6k
Visa: Citi Forward (5x pts on restaurants) 15.7k
Citi Dividend (5% rotating categories) 5.6
Capital One Journey (1.25% cash back) 1.25k
BofA AAA (5% on gas) 2.5k
PenFed Platinum Rewards (5% on gas 3% groceries) 7.5k

Future Cards
US Bank Cash +
Chase Ink

paparoach429
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Posts: 331
Joined: Tue Sep 11, 2012 12:21 am
Location: chicago

Postby paparoach429 » Thu Apr 04, 2013 10:53 pm

Was the counter offer online or on the phone? When I asked for an increase online it didnt go through but when I called in they said they would look at it further with a hard pull. I ended up getting the increase but never got pulled :)

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bisbicos
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Posts: 284
Joined: Sun Jul 17, 2011 12:38 am
Location: Newton, MA

Postby bisbicos » Thu Apr 04, 2013 11:22 pm

Every time I've attemped a cli was online. I've never had an issue with my forward card. I tried to get my Citi dividend limit increased, howevef they wanted copies of my pay stubs.
Credit Cards
American Express: Fidelity Rewards (2% cash back) 9.5k
Zync NPSL
Discover: Discover More (5% rotating categories) 12k
Mastercard: Chase Freedom (5% rotating categories) 4.6k
Visa: Citi Forward (5x pts on restaurants) 15.7k
Citi Dividend (5% rotating categories) 5.6
Capital One Journey (1.25% cash back) 1.25k
BofA AAA (5% on gas) 2.5k
PenFed Platinum Rewards (5% on gas 3% groceries) 7.5k

Future Cards
US Bank Cash +
Chase Ink



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