- Centurion Member
- Posts: 195
- Joined: Mon Oct 29, 2012 2:50 pm
- Location: Boston
Sevenfeet wrote:Removal from your credit report is not possible. It will be there for the next 7 years. There are many of us (including myself) who have had this happen to them at some point in time. It will not be as bad a ding on your credit report if it is listed as "PAID" versus in not paid. And of course, the further in time it is from now, you will see your scores recover. My wife has a charge-off for $19 that we're still contesting but at 3+ years in the past, her scores are back over 700.
I suppose you never heard of the term PAY FOR DELETE.
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