- Centurion Member
- Posts: 4913
- Joined: Sun May 20, 2012 4:35 pm
- Location: WI
Yep, you basically have to ask them to do it. It's entirely up to them (Cap One). That's your realistic option now.
You might argue well I paid it, it should just disappear. Doesn't work that way. You still had a judgement against you. Just like many years ago I had a 60 day late on an auto loan. I got a job and paid it up, but it sat on my credit for 7 years even though I paid it, because while I did pay it I was still late.