Credit score and report with daily refresh?

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7 posts
emoeskaite
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Location: Chicago, IL

Credit score and report with daily refresh?

Postby emoeskaite » Tue Mar 26, 2013 3:12 pm

Hey,
anybody know any WWW where I can get my daily score and daily report? I currently use Chase ID Protection (all 3 bureaus) but they allow to refresh the report only once a month for $11.99. They used to allow daily refresh of the report for the same price but they changed it and I don't like it.


chan35
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Location: Chicago, IL

Postby chan35 » Tue Mar 26, 2013 3:33 pm

Experian.com allows me to refresh my score and report daily for $17.95/month. It's not a FICO score but I find it quite helpful.
FICO Scores:
EQ 704
TU 789
EX 781 (via Amex on 6/11/13)

DavidNY
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Location: New York

Postby DavidNY » Tue Mar 26, 2013 3:35 pm

Credit Karma refreshes your TU info daily for free if you ask. Paying for scores is a waste of money.

F1098
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Joined: Wed Jan 16, 2013 11:17 pm
Location: Denver, CO

Postby F1098 » Tue Mar 26, 2013 4:50 pm

Sadly, Credit Karma is only updating once a week for me. :(
AMEX PRG NPSL
AMEX EveryDay: 1,000
Discover IT: $11,200
BoA Visa: $11,500
BoA Cash Rewards: $1,500
Barclays NFL Extra Points: $3,500
Barclays Rewards: $1,500
Capital One VentureOne: $7,500
Capital One No Hassle Rewards: $2,750
Capital One Quicksilver Rewards: $1,200
Chase Slate: $3,200
ENT FCU/Élan: $400

Store:
Eddie Bauer: $1,050
Wal-Mart: $3,200

FutureBillionaire
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Location: Down South

Postby FutureBillionaire » Tue Mar 26, 2013 5:12 pm

DavidNY wrote:Credit Karma refreshes your TU info daily for free if you ask. Paying for scores is a waste of money.


Use credit karma and credit sesame to gauge where you're at.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

Losangeles
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Location: Los Angeles, CA

Postby Losangeles » Wed Mar 27, 2013 1:33 am

FutureBillionaire wrote:Use credit karma and credit sesame to gauge where you're at.


+1 on what FutureBillionaire said :D
Citi Forward - $800 (12/11)
Citi ThankYou Preffered - $3,500 (3/13)
Chase Freedom - $3,500 (3/13)
Barclay Apple Card - $2,000 (8/14)

MemberSince99
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Location: WI

Postby MemberSince99 » Wed Mar 27, 2013 6:50 am

+1 FB

Just do NOT take any stock at all in what CK's "advice" is - it's usually bad, and do NOT worry much about the score either it's NOT a FICO and could be very different from your actual FICO.

Just use it to monitor your credit and you're good. Just don't worry about the specifics they say.



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