United Club Card vs Amex Platinum

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United Club Card vs Amex Platinum

Postby GlimmerGirl » Tue Mar 26, 2013 9:31 am

I need some help deciding on next credit card, very new to forums, so any help/advice is appreciated. I will be traveling internationally approx 5 times through the end of the year and want lounge access.

My understanding is that Star Alliance clubs are not accepted with Amex Platinum, I live in Cleveland, a United hub and will fly United/Star alliance for most trips, but obviously won't really need club access in Cleveland. The United Explorer only offers two passes per year, I just don't think that will be enough.

In addition to club accesses, the Amex has other benefits that seem worth the cost, such as free companion tickets, reimbursement for global entry, the concierge service, I don't believe the United CLUB has such benefits.

Currently have Starwood Amex and Marriott Visa.

United Club or Amex Platinum?

Thanks for any advice!

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Postby DavidNY » Tue Mar 26, 2013 2:10 pm

If United's your carrier, there is no comparison.

You might also want to look at BofA Travel Rewards, a nice 1.5% cash back on travel card, no FTF or AF and it has the EMV chip.

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Postby sosabe77 » Wed Mar 27, 2013 5:19 am

Amex Platinum for the quality of the concierge service alone..

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Postby SuperKirby » Tue Apr 16, 2013 2:16 pm

Easy decision. If you make *A Gold (Star Alliance Gold), the Plat is better. If never, MP Club Card is WAY better.

Personally I have the Plat right now and I am going to switch to the Club Card whenever my Plat's AF is due. I never make *A Gold, usually silver if even.

Priority Pass Select = 600+ Lounges and $27 per guest

MP Club Card = over 900 *A Lounges & 2 free guests (domestically) and one free guest (internationally). FYI, you don't get *A First Class lounges or Contract *A lounges. But still, 900 *A lounges worldwide is plenty!

However if you make *A Gold every year, I would personally hold the Plat because then i'd have choices to both Priority Pass Clubs AND Star Alliance lounges! That's freaking 1500 Lounges worldwide!

As far as the other "little perks", its up to you:

Plat: Fine hotels and resorts/Club: Luxury hotel and resorts

Plat: SPG Gold/Club: Hyatt Platinum

Plat: Invite only events/Club: Exclusives events

With these "little perks" you honestly can't say which one is better UNLESS YOU'VE EXPERIENCED BOTH to compare. I have yet to try either of these luxury perks because it is not important to me/hadn't had time to use them.

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Postby PlatinumAMEX94 » Wed Apr 17, 2013 8:47 am

Do the AmEx Platinum and list United as your carrier and you can get 4 more united day passes. Why not do both? But American Express has way more benefits.
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Postby SuperKirby » Wed Apr 17, 2013 4:47 pm

Those United day passes can't get you in Star Alliance Lounges internationally. For those who fly Stay Alliance knows that non US based lounges are the best. I.e. Turkey airline CIP lounge, SK lounges, TG lounges, etc. are unbelievable. Rain showers, massages, etc.

IF you are a Star Alliance flyer, what does Amex Plat gives you that United Club card doesnt?

Remember, United Club gets you in over 900+ lounges worldwide PLUS free guest!

Amex Plat = Priority pass SELECT (no united lounges) so less than 600 lounges, and you have to pay $27 to get your guests in, how bad does that look when you pay for your guest to go in when you already pay $450 for a card.

I actually have the Amex Plat, but I can't justify it anymore because I'm a Star Alliance flyer. However, for the non *A flyer, the Amex Plat is still an awesome deal!

But like I previously said, If *A members have *Gold, the Amex Plat is better because you get both Priority pass Select and free *A lounges. Of course if you don't wanna pay anything, just stick with the *A lounges and not pay for the Amex Plat.

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Postby DoingHomework » Thu Apr 18, 2013 2:19 pm

I've got both. I typically fly UA because they are most convenient for the places I go.

If I had to choose I'd pick the AMEX. You get USAir lounge access even if not flying with them (but I think that will change). Plus the $200 airline credit pays for quite a bit.

The luxury hotels/fhr lists are very similar and a great many hotels are on both so that hardly matters. Starwood perks are better than Hyatt. Both cards come with concierge but AMEX is better. AMEX has awesome customer service but Chase (who runs the Club card) is really trying.

I have flown internationally and my experience, at least in Europe, is that the lounges are very inconvenient. You generally do not have to show up 3 hours ahead or have long layovers so I have rarely used a lounge in Europe even when I had access.

This BS about 900 or 1500 lounges worldwide is meaningless. All you care about is whether there is an open one where YOU need it TODAY. Often even if there is one in the next terminal it is of no use to you. That means that access to the lounge of the airline you are flying is probably all that matters.

You get free bags and I have usually gotten upgrades with the Club card. Those seem to be unadvertised and could go away at any time.

Take these comments as you will - they are both good cards. If you cannot afford both and make then benefits worth it then you need to look closely at which benefits you will actually use. FHR is worthless if you'll never spend $500 a night on a hotel...just sayin'

And as someone said, if you fly enough to make it to *A gold you will get many of the benefits of the Club card anyway. You'll get lounge access internationally if you will be flying business class to.

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Postby Sevenfeet » Thu Apr 18, 2013 3:24 pm

I carry the Amex Platinum but I fly Delta for work. If I were a United customer, I think I'd have a hard time justifying keeping the Plat around and would probably switch to the United Club Card. For example, I descended in rank from Diamond to Platinum on Delta Skymiles this year and so my purchase of a yearly pass to the Delta Sky Club that I had purchased three years ago before I made Diamond kicked in and is still in effect for the early part of this year until it finally expires. I was in a Sky Club in my home city yesterday and the agent informed me that my Club membership is due to expire at the end of April. I whipped out the Amex Plat card and I said "Not when you carry this". So that card will save me about $300 in Sky Club fees this year which I would have paid anyway.

But the only reason I pay the yearly fee is mainly for the travel benefits, specifically with Delta. If that ever changed, the economics wouldn't make sense anymore.
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Postby SuperKirby » Sat Jul 20, 2013 4:57 am

Sevenfeet wrote:I was in a Sky Club in my home city yesterday and the agent informed me that my Club membership is due to expire at the end of April. I whipped out the Amex Plat card and I said "Not when you carry this".

lmao, great quote!

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