finally approved for the PenFed rewards

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bisbicos
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finally approved for the PenFed rewards

Postby bisbicos » Wed Mar 20, 2013 2:45 pm

Finally success! After 3 years and 2 other attemps I finally got the PenFed cash rewards card. :cool:
Credit Cards
American Express: Fidelity Rewards (2% cash back) 9.5k
Zync NPSL
Discover: Discover More (5% rotating categories) 12k
Mastercard: Chase Freedom (5% rotating categories) 4.6k
Visa: Citi Forward (5x pts on restaurants) 15.7k
Citi Dividend (5% rotating categories) 5.6
Capital One Journey (1.25% cash back) 1.25k
BofA AAA (5% on gas) 2.5k
PenFed Platinum Rewards (5% on gas 3% groceries) 7.5k

Future Cards
US Bank Cash +
Chase Ink


FutureBillionaire
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Location: Down South

Postby FutureBillionaire » Wed Mar 20, 2013 4:14 pm

bisbicos wrote:Finally success! After 3 years and 2 other attemps I finally got the PenFed cash rewards card. :cool:


Nice! Update your signature!!!
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

DavidNY
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Postby DavidNY » Wed Mar 20, 2013 4:31 pm

Did they require tax forms?

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bisbicos
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Postby bisbicos » Wed Mar 20, 2013 5:15 pm

No forms. They only approved me for 4500 so maybe that had something to do with it
Credit Cards
American Express: Fidelity Rewards (2% cash back) 9.5k
Zync NPSL
Discover: Discover More (5% rotating categories) 12k
Mastercard: Chase Freedom (5% rotating categories) 4.6k
Visa: Citi Forward (5x pts on restaurants) 15.7k
Citi Dividend (5% rotating categories) 5.6
Capital One Journey (1.25% cash back) 1.25k
BofA AAA (5% on gas) 2.5k
PenFed Platinum Rewards (5% on gas 3% groceries) 7.5k

Future Cards
US Bank Cash +
Chase Ink

DavidNY
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Location: New York

Postby DavidNY » Wed Mar 20, 2013 6:02 pm

Cool. $4500 is a nice CL from a credit union.

It's a good gas card, though I'm not sure why you would want it considering you have the Fort Knox, AAA and PenFed Platinum Rewards cards for 5% off gas.

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bisbicos
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Location: Newton, MA

Postby bisbicos » Wed Mar 20, 2013 6:36 pm

The AAA one kinda sucks, you have to spend 1.5 dollars on other purchases for every 1 dollar of gas purchases to get 5%. The Fort Knox one is pretty sweet too, however they required tax forms.
Credit Cards
American Express: Fidelity Rewards (2% cash back) 9.5k
Zync NPSL
Discover: Discover More (5% rotating categories) 12k
Mastercard: Chase Freedom (5% rotating categories) 4.6k
Visa: Citi Forward (5x pts on restaurants) 15.7k
Citi Dividend (5% rotating categories) 5.6
Capital One Journey (1.25% cash back) 1.25k
BofA AAA (5% on gas) 2.5k
PenFed Platinum Rewards (5% on gas 3% groceries) 7.5k

Future Cards
US Bank Cash +
Chase Ink

Sevenfeet
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Location: United States

Postby Sevenfeet » Wed Mar 20, 2013 6:56 pm

Welcome to Penfed. It's a great product. Garden it well!
Cards:
American Express Platinum (NPSL)
Penfed Platinum Reward Visa ($28K)
Chase Freedom Visa ($25K)
Fidelity American Express ($20K)
American Express Blue Cash Preferred ($20K)
Bank of America Cash Rewards MasterCard ($20K)
Citi Thank You Preferred Visa ($9.5K)
Chase Sapphire Preferred ($7.5K)
US Bank Cash + Visa Signature ($7K)
Discover IT ($4K)

FutureBillionaire
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Location: Down South

Postby FutureBillionaire » Wed Mar 20, 2013 7:23 pm

I don't think you can have two many 5% all the time gas cards. I use both of mine.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape



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