- Centurion Member
- Posts: 125
- Joined: Wed Dec 05, 2012 12:47 pm
- Location: Iowa
For those of you good with math. I've been burning up my brain trying to figure this out for someone. Let's say I have 2 cards now that I've had for one year. I want to build up to 5 or 6 cards. Would like to have at least 3 cards by the end of the second year. How would I do this so I would have the best possible AAoA at the end of 5 years? In this case, would it be best to use 3 cards for 5 years before applying for another?
Does it complicate things if you start from say 1 secured card you know you'll have to cancel, add a second secured card, apply for 2 AF cards, cancel your secured cards, apply for 2 more NO AF cards, then cancel your AF cards? After the second year you've had 6 cards and cancelled 4 so now you have 2 left. So when you get your secured cards, your AAoA is 0 years, after the first year you add 2 AF cards your AAoA is 0 years, after the second year you add 2 good cards and now your AAoA is 1 year. Add 2 more cards after your 3rd year and now your AAoA is 1.5 years. Correct?
If you don't feel like answering, I likely messed up the question anyhow.