I love Chase

For just about anything you want to get off your chest about credit cards.
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I love Chase

Postby andy1088 » Sun Mar 17, 2013 10:11 am

Hey guys,

Haven't been here in a while it's been a few hectic months. I'm moving in July cross country so I'm excited for that, but I wanted to post how great Chase has been. I've been trying to grow my credit lines and I just reached nearly a year with BOA and a little bit over a year with Discover and Citi. I recently called Citi, BOA and Chase for CLIs. Citi did a soft inquiry and could not increase, but I didn't try for a review. BOA flat out declined me and when I argued with the rep that I just paid $750 of my $900 balance they didn't want to do anything for me. I called Chase on a whim because they've always been really good to me. I got declined for the initial attempt (due to inquiries because of a car dealership) and I got transferred to a recon rep. She doubled my credit line with no problem and now I'm back to using my Freedom card more than the others (plus I bank with chase so extra bonuses). I couldn't be any happier with Chase more so than any other creditor/bank I've ever dealt with. ;)
My cards
Chase-Sapphire-$5,000 Freedom-$3,000, Amazon rewards-$700, Slate-$600
Citi- Diamond Preferred-$4,000, Thank you-$2,500
Discover IT-$2,500
Bank of America cash rewards-$2,000
Capital one newcomer rewards-$500

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Postby Terry » Sun Mar 17, 2013 11:00 am

I opened my Chase Freedom account last year but all they gave me was a $4,000 CL. I called the number that is listed on the back of the card four months after opening date and explained that I would like to have my Freedom card CL to match my Discover card limit. After a few minutes on the phone with the CSR and a HP, Chase increased it to $9,000. Now I use it at more places especially for the rotating 5%. Looks like regular use and pay in full before closing date paid off.
AMEX Green Card - NPSL [Member Since 1995] ;)
AMEX Everyday Card ($25,000) 6/14 Backdated to 1995 - For 20% Extra Points Benefit
Chase Freedom Visa Signature ($17,000) - For 5% rotating categories
Citi ThankYou Preferred Visa Signature ($16,000) - 2% dining
Discover IT Humane Society Design ($16,500) - For 5% rotating categories
Firestone ($2,600) - For 0% financing
Home Depot ($10,000) - For 0% financing
JCPenney Credit Card ($7,000) - For special discounts
Sam's Club MasterCard - ($20,000) - 5% off gas at any fuel pump
Wells Fargo Personal Line of Credit - ($15,000)

FICO's - 767 EX, 778 EQ, 790 TU [02/2015]

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Postby TheLethargicAge » Mon Mar 18, 2013 9:52 am

Best bank in the country, IMO. Much more customer friendly than BofA and Wells Fargo.
Blue Cash Preferred ($24K), Costco TrueEarnings ($8K), Better Balance Rewards ($6K), CashForward ($15K), Sallie Mae Rewards ($10K), Quicksilver ($17K), AARP Rewards ($15K), Freedom ($15K), Double Cash ($16.5K), It ($28.5K), Fidelity Investment Rewards ($18K), Cash+ ($11K)

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Postby Sevenfeet » Mon Mar 18, 2013 1:17 pm

TheLethargicAge wrote:Best bank in the country, IMO. Much more customer friendly than BofA and Wells Fargo.

I agree. My recent app spree wasn't possible without the initial CLI from Chase to start it off. They were awesome and my wife and I had a lot of loyalty to them. We'd move our primary banking to them if they operated in my state.
American Express Platinum (NPSL)
Penfed Platinum Reward Visa ($28K)
Chase Freedom Visa ($25K)
Fidelity American Express ($20K)
American Express Blue Cash Preferred ($20K)
Bank of America Cash Rewards MasterCard ($20K)
Citi Thank You Preferred Visa ($9.5K)
Chase Sapphire Preferred ($7.5K)
US Bank Cash + Visa Signature ($7K)
Discover IT ($4K)

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Postby DavidNY » Mon Mar 18, 2013 5:32 pm

I've been pleased with Chase credit cards, though prefer credit unions to park my cash for the better interest rates.

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