I love Chase

For just about anything you want to get off your chest about credit cards.
5 posts
Centurion Member
Centurion Member
Posts: 156
Joined: Wed Nov 30, 2011 8:23 pm
Location: New Jersey, United States

I love Chase

Postby andy1088 » Sun Mar 17, 2013 10:11 am

Hey guys,

Haven't been here in a while it's been a few hectic months. I'm moving in July cross country so I'm excited for that, but I wanted to post how great Chase has been. I've been trying to grow my credit lines and I just reached nearly a year with BOA and a little bit over a year with Discover and Citi. I recently called Citi, BOA and Chase for CLIs. Citi did a soft inquiry and could not increase, but I didn't try for a review. BOA flat out declined me and when I argued with the rep that I just paid $750 of my $900 balance they didn't want to do anything for me. I called Chase on a whim because they've always been really good to me. I got declined for the initial attempt (due to inquiries because of a car dealership) and I got transferred to a recon rep. She doubled my credit line with no problem and now I'm back to using my Freedom card more than the others (plus I bank with chase so extra bonuses). I couldn't be any happier with Chase more so than any other creditor/bank I've ever dealt with. ;)
My cards
Chase-Sapphire-$5,000 Freedom-$3,000, Amazon rewards-$700, Slate-$600
Citi- Diamond Preferred-$4,000, Thank you-$2,500
Discover IT-$2,500
Bank of America cash rewards-$2,000
Capital one newcomer rewards-$500

User avatar
Centurion Member
Centurion Member
Posts: 119
Joined: Fri Sep 28, 2012 9:22 pm
Location: Texas

Postby Terry » Sun Mar 17, 2013 11:00 am

I opened my Chase Freedom account last year but all they gave me was a $4,000 CL. I called the number that is listed on the back of the card four months after opening date and explained that I would like to have my Freedom card CL to match my Discover card limit. After a few minutes on the phone with the CSR and a HP, Chase increased it to $9,000. Now I use it at more places especially for the rotating 5%. Looks like regular use and pay in full before closing date paid off.
AMEX Green Card - NPSL [Member Since 1995]
AMEX Everyday Card ($25,000)
Chase Visa Signature ($17,000)
Citi Visa Signature ($16,000)
Discover IT ($17,500)
Sam's Club MasterCard - ($20,000)
Wells Fargo Personal Line of Credit - ($15,000)

FICO's - 803 EX, 805 EQ, 799 TU [01/2017]

Centurion Member
Centurion Member
Posts: 322
Joined: Tue Oct 16, 2012 11:20 pm
Location: Miami, Cuba

Postby TheLethargicAge » Mon Mar 18, 2013 9:52 am

Best bank in the country, IMO. Much more customer friendly than BofA and Wells Fargo.
Blue Cash Preferred ($24K), Costco TrueEarnings ($8K), Better Balance Rewards ($6K), CashForward ($15K), Sallie Mae Rewards ($10K), Quicksilver ($17K), AARP Rewards ($15K), Freedom ($15K), Double Cash ($16.5K), It ($28.5K), Fidelity Investment Rewards ($18K), Cash+ ($11K)

Centurion Member
Centurion Member
Posts: 532
Joined: Thu Jan 17, 2013 7:20 pm
Location: United States

Postby Sevenfeet » Mon Mar 18, 2013 1:17 pm

TheLethargicAge wrote:Best bank in the country, IMO. Much more customer friendly than BofA and Wells Fargo.

I agree. My recent app spree wasn't possible without the initial CLI from Chase to start it off. They were awesome and my wife and I had a lot of loyalty to them. We'd move our primary banking to them if they operated in my state.
American Express Platinum (NPSL)
Penfed Platinum Reward Visa ($28K)
Chase Freedom Visa ($25K)
Fidelity American Express ($20K)
American Express Blue Cash Preferred ($20K)
Bank of America Cash Rewards MasterCard ($20K)
Citi Thank You Preferred Visa ($9.5K)
Chase Sapphire Preferred ($7.5K)
US Bank Cash + Visa Signature ($7K)
Discover IT ($4K)

Centurion Member
Centurion Member
Posts: 1332
Joined: Tue Jul 05, 2011 12:28 pm
Location: New York

Postby DavidNY » Mon Mar 18, 2013 5:32 pm

I've been pleased with Chase credit cards, though prefer credit unions to park my cash for the better interest rates.

Return to “General Credit Card Talk”

Who is online

Users browsing this forum: No registered users and 3 guests