- Platinum Member
- Posts: 57
- Joined: Sat Mar 09, 2013 12:24 pm
- Location: Pennsylvania
I'm not seeing my updated post that I added yesterday before your two replies came through. Ok here are more specifics.
Average age of Account on CreditKarma says 0 yrs 1 month now.
-Opened my Fingerhut account in Jan. 2013. I started with a $200CL. It reported in Feb. Now in March, my CL is $500.
-Opened an unsecured Capital One card in Feb. $500CL.
-On March 18th I went back and opened another unsecured Capital account. Again, $500CL Should be getting that card soon.
My 1st Cap One card has a $39 annual fee. The second has $19 after the first year. I wanted two cards close together so that if and we I go to dump the $39 one, it won't affect my AAoA too badly since they were both opened a month apart. I'm told Cap does not to conversions so I'll most likely dump the first card in the near future. I'll probably go back later on and get their Platinum card with the 0 annually or their Rewards card.
I'll repost my info since I don't see it here.
-Applied yesterday for a Barclay rewards and was denied. I am going to chill for 6months with my 3 cards making sure to pay on time and keep utilization low. I really wanted a rewards card but it seems I'm aiming too high.
Inquiries on my report are
-Capital One (Approved)
-Capital One again (Approved)
And SOON(not showing up as of now)
Ultimately, I'd like around 5-6 cards. I feel as if the Chase Freedom and Discover will be it for me. I don't need a lot of cards and always believed in paying for everything in cash(which ironically has me in this situation now). I'm also looking for reward cards.
Hope that clarifies things.
(1/13) Fingerhut - $1,100
(2/13) Capital One Quicksilver- $3,500
(3/13) Capital One Quicksilver One- $750 ($19 AF)
(8/13) Discover IT- $2,000
(8/13) Citi Dividend- $1,200
(8/13) Chase Slate- $2,500
(9/13) Chase Amazon Visa Sig - $4,000
(9/13) Victoria Secret- $750
(9/13) Paypal Extras Mastercard- $3,000
(9/13)] MyPoints Visa- $1,500
(10/13)Walmart Discover- 3,000