- Centurion Member
- Posts: 4913
- Joined: Sun May 20, 2012 4:35 pm
- Location: WI
It sounds like you just called a CSR at Chase. My own personal experience is, they will do NOTHING to help you and will tell you nothing, as you saw. If you want to find out if you are declined or approved (odds are with Chase that's a decline but it's possible it's an approval) then call the analysts number and talk with the people who can help you.
Me, I charged off 2 accounts with them for a lot of month in 2002. I applied for Freedom, and was of course declined. I had to call them 3 times to recon to get an approval. They asked me about the charge offs, why I wanted the card, verified my info, etc. If you can answer these items minus the charge off questions which don't seem to apply to you, then you should be fine. Tell them you really like Chase's products and would like to establish a banking relationship with them, which hopefully would lead to them being your bank of choice, assuming that's true of course. Sounds like a great reason to be a customer, doesn't it? Harder to say no to that.
So that's my suggestion - call the backdoor number, their analysts can make these decisions to a certain level unlike Citi where they can't really, and make your case. Be prepared to give them your info and tell them why you want the card.