- Centurion Member
- Posts: 1590
- Joined: Sun Jun 19, 2011 2:37 pm
- Location: Down South
The cards I don't carry are locked up in a safe. One of them, I use for balance transfers. I get extended periods of 0% interest with a 3% up front fee. I let the balance sit there for 12 months and then pay it off. You really can't beat that deal.
I have two Bank of America cards that really don't offer the best rewards. I wil try to use the add it up and the bank america deals periodically. Those cards also have some pretty good balance transfer offers that I have used. This helps me keep the cards active.
What do you do with your sock drawer cards?
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape