- Centurion Member
- Posts: 1590
- Joined: Sun Jun 19, 2011 2:37 pm
- Location: Down South
lexrj wrote:FutureBillionaire and Calipso, you guys charge all your cards or most of your cards monthly? Seems like it's a lot of work to keep them all active. What's you strategy?
All of my cards get good cash back at the places taht I spend money. Half of them have due dates in the middle of the month. Half of them have due dates at the end of the month. I have gas, restaurants, movies, groceries, etc. all covered with at least 2 cards. I switch our cards when the billing cycle closes on one card and move to the next one. I keep my balances low unless I am taking advantage of an interest free offer.
I use mint.com to track everything. I'm a proponent of that site.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape