- Platinum Member
- Posts: 53
- Joined: Sun Mar 03, 2013 2:46 pm
- Location: Nebraska
My bad, it's confirmed. They handed me the app in the bank, I filled it out and handed it back not noticing I filled out the app for the Platinum card. They said I could re-app for either the cash rewards or points rewards. Can't tell if either is really worth it, I don't understand points that well. I noticed you get 3% back on gas, groceries and drug stores for 6 months, then after 6 months, 1% on everything. It's a good deal for 6 months but what do you do after 6 months?
My thing is, credit cards when used properly, are an easy way to build credit and qualify for better things and lower rates in the future. Rewards are the icing on the cake, if nobody offered rewards, I'd still have a couple cards to build credit but wouldn't have much incentive to use them except for convenience and to keep them active. With rewards, might as well take advantage of the best rewards you can.