18 year old, how soon can I start getting these cards?

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Joined: Thu Mar 07, 2013 11:06 pm
Location: Louisiana

18 year old, how soon can I start getting these cards?

Postby lherbert48 » Fri Mar 08, 2013 6:29 am

Okay so I want to start building credit.

I know I want to maximize my rewards so my thoughts are to have several different cards and use them for that specific item. I just want to know if those are good cards, how long of a span between getting them, etc.

The cards I'm looking at right now are:
-Bank Americard Cash Rewards for Students (gas, groceries)
-Discover It for students (Id wait until July for their summer deals)
-Chase Freedom (I'd wait until June because its too late to sign up for their second quarter deals)
-Citi Forward for everything that you get cash back on it for
-And Citi dividend

I'm nowhere near set on any of these those are just ones I've narrowed it down to.
Please help!!!

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Joined: Thu Aug 09, 2012 7:54 am
Location: VA

Postby kcarter609 » Fri Mar 08, 2013 6:50 pm

Get yourself a secured credit card first from Bank of America. Keep it for 1 year and it will become unsecured.

Active Cards:
Chase Freedom 10+10 Visa Signature ($9k Limit - 8/2012)
Chase Sapphire Preferred ($10k Limit - 2/2013)
Chase Ink Plus ($7k Limit - 2/2013)
Discover IT ($9.5k Limit - 10/2012)
AMEX Zync (No Pre-set Limit - 1/2010)
AMEX Blue Cash Everyday ($20k Limit - 1/2013 - Backdate to 1/2010)

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