- Gold Member
- Posts: 43
- Joined: Mon Apr 09, 2012 10:53 pm
- Location: Utah
A few months ago, I got a letter from my insurance company stating that their systems were hacked into. Customer's information was stolen. This includes SSNs, addresses, workplace info, birthday, etc. Basically all of the info needed to open credit. They had worked out a deal with a credit security company who is giving those affected one year of free credit report monitoring and fraud protection. I signed up.
Today, I applied for the Citi Simplicity card. I got the 'under review' message and called in. The CSR told me that because of that protection I have on my credit, that they had to verify a bunch of my info and call me back on the number provided.
My question is, should I expect to do this every time I apply for credit?
Capital One Platinum $500 (2/2010) CLOSED (1/2013)
Wells Fargo College Cash Back $1.2K (8/2011) CLOSED 3/2015
Chase Freedom (Signature) $10K (4/2012)
AmEx Zync NPSL (4/2012)
Samuels Financing $2.9K CLOSED 4/2015
Discover IT $3.95K (7/2012)
Chase Marriott Premier (Signature) $5K (9/2012)
Chase Slate $2.5K (12/2012)
Citi Simplicity $4K (3/2013)
AmEX BCE $9.5K (5/2014)
Chase Amazon $4.5K (5/2014)
Barclaycard Apple Financing $2K (6/2014)
Capital One VentureOne (Signature) $5K (1/2015)
TU (Discover): 760