- Centurion Member
- Posts: 4913
- Joined: Sun May 20, 2012 4:35 pm
- Location: WI
To be honest it would be easier to just apply for those cards outright than get your starter card converted. Their CSRs don't know their heads from a hole in the ground. I've read a few success stories of people being very persistent and usually getting the executive office involved and getting a product change that way, but by and large they really don't do that, they expect you to apply for a new card and take a hit on all three CRAs. Venture is actually a hard card to get, though probably the only Cap One card worth having unless you are just starting out or rebuilding. With your history and scores, I'm not sure you will get it right now. But you could certainly get something else nice and prime and it might be wise to focus on that.
What are you looking for the new card to do? Rewards, a higher limit, etc? Be aware that you should ask for a 3x CLI for your Amex 61 days after you got it, so you should be able to bump that up to 6k in April. That will help get you over the hump then you can go to Chase after 6 months with them and say hey, Amex gave me 6k can you give me something reasonably close to that and see what happens. I'm guessing by summer you'll have some decent limits going on, without Cap One even being in the picture. Then you can dump that starter card with the annual fee and hopefully never look back.