Best way to do an app spree

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2 posts
Rory
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Location: MA

Best way to do an app spree

Postby Rory » Sat Feb 23, 2013 7:18 pm

Hey guys,

Been waiting around for a few cards to finally peak my interest and get me to pull the trigger and apply. Have had my eyes on the discover it, CSP, and either Amex green or blue sky. Was interested in what the best method would be for applying for them all. With my current cards and history 7 Hard Pulls with 6 older than 6 months and all 6 passing the 12 month mark in July, I know that i should have no problem getting the discover and amex cards. The CSP and a CLI on my freedom are what I am current concerned with and I am wondering if I should wait till july to pull the trigger on those two.

Current scores 700-720 FICO
AAoA= 8 months
oldest account 1 year 2 months

Looking for best advice to have the best chances to get the cards and CLI i want. Thanks everybody

Quick note: Do you guys think it would be better to wait on another Amex card till jan 1 2014 for backdating purposes and is it a bad idea to apply for a blue sky for no reason other than wanting another zero fee amex card?
Amex Zync - NPSL (Cleared up to 25k)
Amex BCE - 12000 limit
Amex BCP - 4200 limit
FIA Rewards Amex- 3500 limit
Chase Freedom - 2000 limit
Chase Slate - 2000 Limit
BoA Cash Rewards Privileges- 3000 limit
Barclaycard Rewards MC - 3000 limit
Discover IT- 3500 limit
Marriott PR- 5000 limit
21 years old with alot of life to spend ;)
Its not about the ending, its about the journey,
just as long as the ending is just as good :cool:


FutureBillionaire
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Joined: Sun Jun 19, 2011 2:37 pm
Location: Down South

Postby FutureBillionaire » Sat Feb 23, 2013 8:03 pm

I think applying for the Amex during this month is ok. I personally would apply for them all as at the same time as long as you have low utilization on just one or two of your cards max. Preferably, just one. I normally app with several companies at once when I do a spree.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape



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