Now that my posts don't take days to show up
I just wanted to let everyone know what a great resource this website is. I'm sure it's been said many times before, but based on advice on this site (obviously this goes back further then when I actually signed up for the forum), I have:
*Applied for and received a Penfed Cash rewards card-----I did not experience any of the difficulties sometimes described on this site with regards to how hard it is to get this card. While I would rather allow rewards to build up, the automatic statement credits work fine as well (reminds me of my old Peferctcard); At the time I applied, they encouraged me to sign up for the PenFed Platinum Rewards card, but I generally don't like gift cards.
*Applied for and received a Barclay's Priceline and SallieMae card----I'm somewhat surprised that these cards don't receive more hype; The Priceline card is somewhat gimmicky (as has been expressed before) but I think it works well for non-category spending. I assume that the SallieMae card isn't pushed much because of the lower monthly caps, but for me, they work out fine.
*Applied for and received a Citi Forward Card-----Despite my general dislike for gift cards, I decided to make an exception with this card because Amazon was one of the options and the sign up bonus
*Applied for and received a US Bank Cash+ card---As disappointing as the changes were, I still plan on using this card as my cell phone and hotels card; it may also become a dining card for me eventually.
*Converted my old American Express Blue card (had since 2000) and Discover card (had since 1999-----originally the old silver Discover Platinum card) to the American Express BCE and Discover It cards----I originally converted the BCE to take advantage of the 3% on groceries; once I got the SallieMae card, it became a back-up in the event I go over the $250 cap. I had actually taken my Discover card out of my wallet....I have since put it back in to take advantage of the 5% categories.
*Obtained a Savvy Caddy Wallet----A lot more convenient than my old wallet
I used to think I was pretty smart for using my Freedom card for everything and my Sapphire card for dining purchases and combining them.....Thanks to everyone for all their insight.
Now that my posts show up immediately, I'm planning to post a lot more on this site.