Extra $240 cashback a year!

For just about anything you want to get off your chest about credit cards.
20 posts
kcarter609
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Posts: 423
Joined: Thu Aug 09, 2012 7:54 am
Location: VA

Postby kcarter609 » Wed Feb 20, 2013 8:17 am

Well, I didn't even get enough to buy a decent book or a decent lunch. I got $8.81 with everything added. Oh well.

Active Cards:
Chase Freedom 10+10 Visa Signature ($9k Limit - 8/2012)
Chase Sapphire Preferred ($10k Limit - 2/2013)
Chase Ink Plus ($7k Limit - 2/2013)
Discover IT ($9.5k Limit - 10/2012)
AMEX Zync (No Pre-set Limit - 1/2010)
AMEX Blue Cash Everyday ($20k Limit - 1/2013 - Backdate to 1/2010)


darkguy2
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Location: United States

Postby darkguy2 » Wed Feb 20, 2013 8:37 am

Does anyone know how they calculate the cash back? It seems like I am getting a fraction of a percent on my purchases.
Discover IT - $5,700
Chase Freedom - $5,700
Costco Citi - $13,000
Sallie Mae - $4,000
Chase Sapphire Preferred - $6,000
Chase Sapphire Reserve - $19,500
Citi Double Cash - $6,500
Amex BCE - $13,000

FICOs: Discover (777), SallieMae (764), Amex (767), Citi (772)
FAKOs: CK- TU (760), EQ (760)

darkguy2
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Postby darkguy2 » Wed Feb 20, 2013 7:15 pm

I emailed them and asked. They said that it is 0.25% for each purchase with a max of $2.50 for each. So basically anything over $1,000 will be capped.
Discover IT - $5,700
Chase Freedom - $5,700
Costco Citi - $13,000
Sallie Mae - $4,000
Chase Sapphire Preferred - $6,000
Chase Sapphire Reserve - $19,500
Citi Double Cash - $6,500
Amex BCE - $13,000

FICOs: Discover (777), SallieMae (764), Amex (767), Citi (772)
FAKOs: CK- TU (760), EQ (760)

Gamma
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Location: Los Angeles, CA

Postby Gamma » Wed Feb 20, 2013 7:31 pm

darkguy2 wrote:I emailed them and asked. They said that it is 0.25% for each purchase with a max of $2.50 for each. So basically anything over $1,000 will be capped.

Thanks for sharing this information. So that mean in order for us to get the maximum amount every quarter, we would have to spend $24,000, assuming all your purchases don't exceed $1000/transaction. Looks like the most I'll be getting myself is about $150..... Oh well, it's free money!

Gamma
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Location: Los Angeles, CA

Postby Gamma » Wed Mar 06, 2013 1:06 am

djrez4 wrote:OMG! It's amazing!

This has been posted on all of the credit card forums. I have yet to see any real testimony about it.

Looks like it is free money after all!
http://www.fatwallet.com/forums/finance/1241434/?start=120

Gamma
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Location: Los Angeles, CA

Postby Gamma » Mon May 20, 2013 10:08 pm

Just thought I'd update my experience. I completely forgot I was enrolled in this program until I got an email from them saying my 1st quarter ended today and they paid me $60 via paypal today. Didn't think I'd get the max amount this quarter. Time to buy a nice treat for myself :)

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djrez4
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Postby djrez4 » Mon May 20, 2013 10:16 pm

Thanks for the update.
[RIGHT][size=100]- Sapphire Preferred - Freedom - Ink - Platinum - Everyday Preferred -[/size]
[/RIGHT]

craigm1
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Location: toms river nj

Cash backi

Postby craigm1 » Tue May 21, 2013 5:41 am

I also got $60 cash back via PayPal!!!
Current Cards: American Express:Grandfathered Blue Cash CL 34k member since 89
Chase Freedom CL 7.5k member since 04
Chase Marriot Rewards Premier CL 20k member since 13
Chase Sapphire Preferred CL 25K member since 13
Bank Americard Cash Rewards Signature Visa CL 14k member since 11
Discover Cashback Bonus $10.5k member since 11
US Bank Cash + Signature Visa 19k member since 12
Citibank Thank You Preffered World Mastercard $16.5k member since 14

Daniel
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Location: US

Postby Daniel » Tue May 21, 2013 11:00 am

I just got an email yesterday, I got my quarterly distribution in an amazon gift card. Should I include a screenshot?

I am pretty stoked about it actually, the extra quarter of a percent is nice :)

FutureBillionaire
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Location: Down South

Postby FutureBillionaire » Tue May 21, 2013 2:47 pm

Gamma wrote:So I came across this website https://greatbridgegroup.com/
You basically get extra cashback on top of the cashback/points you get with your reward credit cards for sharing your purchase history to them. They make the money by selling our shopping data. Seems like a legit site so I went ahead and connected my cards and got close to $20 bucks balance already. They pay you in the form of PayPal or Amazon gift card every 90 days starting the date when you first join (if you qualify.) To qualify, they must have an available opening in your area. Maximum amount you can get is $60 cashback every 90 days, $240 yearly maximum.


Looks like I could have signed up for this. I was unsure.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape



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