I went into a local or I should say loco store today and saw this sign: In order to serve our customers better, we will no longer be accepting prepaid credit cards. Real credit and debit cards are still welcome. Thank you. The Management.
<scratching my head> WTF?
I asked the guy at the counter and he said most prepaid cards were a rotten deal for the consumer so his manager wanted to do his part to not encourage their use and he was going to try to get all local merchants to do the same. He said they estimated 89% of their business was local bank debit cards, so they didn't think this policy would matter much. Now stay with me, I first handed him my debit card from Ally, he then called his manager who came up. They were whispering something off in the corner then the manager came to the counter and said he was sorry, they don't accept prepaid credit cards. I pointed out it couldn't be a prepaid credit card because it clearly says "debit" on the front, still it was a no go. Now slightly irritated :shoot:, well a little more irritated than that :shoot::shoot::shoot: I handed over a real credit card for U.S. Bank. He said he'd never seen a card like that before and he said it looked like another prepaid card.
I don't even want to admit it, I was told not to do it but I ordered an Amex Bluebird to carry some backup cash on when I was on vacation since my credit limits were so small, but I never used it. It was hard bringing myself to use it anyplace because I was afraid someone would see me and associate me with the lower class deadbeat trailer trash this card was aimed at. Sold by Wal*Mart and intended for use by the people of Wal*Mart. Let's be reasonable, the whole world knows at a glance Bluebird is prepaid, right? The guy looks at it and says "ah, American Express, that's more like it." He even commented on what a nice looking card it was and remarked "you must have a spotless credit report to get a card like this".
Okay, where's the camera,
I know it's hidden here someplace, where is it?
My question, are these @$$ clowns allowed to do this? Should I report them to someplace or just leave it go and stay out of the store? They clearly did not read their merchant agreement, but they are a small store.