I'm 22 right now and I have two credit cards and one auto loan accounts open. I was looking at my creditkarma account I saw this graph:
It show that usually people with more accounts have a higher score, but does this mean there's an optimal amount of credit accounts you should have open?
Throughout most of my adult life, I'm thinking I'll open a few more credit cards, maybe 3-4 more auto loans (at most), and buy a house in like 10-15 years. So this will probably only amount to about 7-10 accounts at most.
My current credit score is at 607 CK, how has your credit score been affected by having more or less accounts open? Is it bad to have only a few accounts?