Terms and Conditions

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MemberSince99
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Terms and Conditions

Postby MemberSince99 » Thu Feb 14, 2013 6:48 am

Has anyone ever really noticed those attempts by corporate America to screw us? Has anyone actually ever READ them before clicking you agree to whatever legelese nonsense is there?

I was thinking of how absurd things have become - it's OUR money we are talking about here, in regards to our checking account for example, NOT the banks, yet they force you to agree to their "Terms and Conditions" in order to get at your money! Has anyone really thought about how absurd that is?

Worse, even as bad as that is, is the fact that the "Terms and Conditions" of your credit cards, if you ever actually read them, are you are agreeing that you do not have the right to sue them in the event of a disagreement, but of course try not paying whatever they say you owe them and see if they'll sue you (probably THEY won't but the vultures they sell it to may very well sue you). Talk about having your cake and eating it too - you aren't allowed to sue them but they sure will not hesitate to sue you.

These things to me demonstrate the power and control that the fascists of Korporate Amerikkka have over our lives (and don't even get me started on WORKING for these Nazis, or I'll never shut up).

We can't count on the government to help us out here as it's the government that allows them to get away with this nonsense and is in their pocket (think elections) and so much like we the customers must do whatever their corporate masters demand.

I think the ONLY way to get free of the leashes these b****tards put on us is to hurt them the only way we can - $$$. The ONLY path to freedom over these wonderful masters we have is to NOT DEAL WITH THEM. Don't give them our money.

But even in terms of a checking account, our more important masters above the ones we have our checking accounts with (our employers) DEMAND we have a checking account for direct deposit of pay (it's cheaper for them is why). So even then, with another group of lords and masters, we can't get away from the vile banking industry.

Kinda sucks to be us, if you really think about it, but it's better not to because you can't do anything about it anyway, best to pop another beer, think about who Kardashian is in the sack with this week, and pretend life is good.....just some observations I've made, by thinking more than our masters would like. But the best part for them is, even when we realize the truth, there is not a damn thing we can do about it anyway.
Having said that, we CAN close our credit cards. We might HAVE to have a checking account and let our bankers screw us over, but we can lose the credit vultures. For now.

I for one despise our corporate masters. And I'll add in working for these guys, there are some I wonder how they can handle getting out of bed in the morning and making it to work, let alone doing anything remotely useful.....enough said!


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Postby djrez4 » Thu Feb 14, 2013 8:50 am

Welcome to the 99%, Mao. When can we expect you to lead the People's Revolution?
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MemberSince99
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Postby MemberSince99 » Thu Feb 14, 2013 4:25 pm

djrez4 wrote:Welcome to the 99%, Mao. When can we expect you to lead the People's Revolution?


Good response, but it is the truth, seriously. What I wrote. As a lawyer, you can't be too thrilled about binding arbitration I wouldn't think. It screws consumers and also screws the attorneys who might represent the consumers. Or do you support it?

And as far as that goes I've been thinking for some time the only way we will ever get the corruption out of this government is in fact a revolution. Since we are too meek and timid even to protest anymore, and we know very well what they do to those who dare to try it, the chances of that happening are roughly the odds that I'll win the lottery this week without buying a ticket. So no need to worry that the people's republic of the united states is coming to a location near you anytime soon.

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Postby darkguy2 » Thu Feb 14, 2013 4:44 pm

It really has to get to a point where the collective benefits no longer outweigh the cost for people to do something about it. Social unrest is increasing and I read some article awhile back that some university actually made a formula that predicts when it will reach a boiling point and people will rise up. I am pretty sure that they said that 2015 would be the point where people will no longer take it sitting down and will do something about the system. It is not that far fetched as congress' approval rating has been less than 10% for awhile now. The current political policy of gridlock to try to make your opponents look bad is now working out to well. Supposedly the formula predicted several of the Northern African and Middle Eastern uprisings.

It seems that almost all corporations these days are infested with the sole desire to make more money no matter the social or environmental costs involved. A good example is ISPs. It is a well known fact that the only reason they put data caps on non-mobile services is to get more money. The infrastructure is more than capable of supplying the demand. But since most of these companies have a virtual monopoly in the areas they reside in people do not have a choice. This is why I am excited, and ISPs are nervous, about Google Fiber. They provide 3x the speed most of the time for the same or lower price.
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Postby MemberSince99 » Thu Feb 14, 2013 7:17 pm

I think what the university people are forgetting is that the American people are sheep without the guts to do anything but complain. Those people over there, they are used to dealing with repression and torture (I actually emailed with an Egytian in fear of their life from the government years before the revolution there, they don't mess around, they collect you and brutally TORTURE you to get all the names possible out of you before you "disappear", this torture isn't waterboarding, it's the kind that removes body parts). Imagine how far you have to be pushed to dare to stand up against that.

I don't see our people having that in them anymore. I will say I sense the frustration at this system, and eventually something is going to have to give, preferably before the 1% have 99% like the South American country I visited in the 90s.

But this really wasn't a call to arms or anything, just saying really. Let's be honest this whole system is set up to screw the living hell out of us, it's all about money. It's not personal, it's about making $$$. And at my company and I'm sure at all of yours as well, the focus is on how to make more $$$ to keep the analysts happy and the investors happy and perform the quarterly dance to the tune that those people demand. HOW they do it is not important, just THAT they do it, and of course staying out of jail is important. But beyond that, not much else really matters.

To be honest, I don't really even hold it against these folks for trying to make all they can - they SHOULD, within legal and to some degree ethical limits of course. The problem I have is when they buy and own the government and use it for return on investment and that becomes the sole focus of our "public" servants, along of course with getting in the headlines often and getting re-elected. May be WAY off topic, but public campaign financing and viable third parties seem like a REALLY good idea to me. I'm so digusted with "Republicrats" that I don't vote anymore. I mean who do I vote for - the guy who wants to raise my taxes and spend more money on social programs or the guy who wants to raise my taxes and give the wealth creators another tax cut? I mean why do I care I'm still going to pay more regardless.

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Postby djrez4 » Thu Feb 14, 2013 8:11 pm

MemberSince99 wrote:Good response, but it is the truth, seriously. What I wrote. As a lawyer, you can't be too thrilled about binding arbitration I wouldn't think. It screws consumers and also screws the attorneys who might represent the consumers. Or do you support it?

And as far as that goes I've been thinking for some time the only way we will ever get the corruption out of this government is in fact a revolution. Since we are too meek and timid even to protest anymore, and we know very well what they do to those who dare to try it, the chances of that happening are roughly the odds that I'll win the lottery this week without buying a ticket. So no need to worry that the people's republic of the united states is coming to a location near you anytime soon.


People still protest. There were a large number of arrests yesterday of people who chained themselves to the White House gates to protest the Keystone XL pipeline.

If the scale of protest matches the scale of the injustice, change is possible. The CFPB is a good start.

As to binding arbitration, I'm not a fan. When I arrived at law school, I thought I was a smart guy, reading things before signing them. A release before getting ski bindings mounted? Ah, but what are the terms? Since then, I've learned that you really have two choices - sign the papers or go without the product or service you want.

But, as a thought experiment, consider why all of those contracts and releases exist: someone before you sued the company, or one like it, for some reason or another, and the company decided it didn't want to deal with that anymore. Sure, some of those suits were legitimate, but some were entirely frivolous. Why did the plaintiffs in the frivolous lawsuit sue? Maybe the company didn't provide a level of service that met their ridiculous expectations. Maybe they were scam artists looking for a quick settlement. Maybe they were impoverished and saw it as a way out of the poorhouse. Regardless, those contract and releases exist because someone before us sued.

I'm defending a guy right now in a lawsuit that would make an average juror laugh. He partnered with another guy to start a co-op business selling medical marijuana. He sold three times as much product as his partner. About three months after they opened, the other guy assaulted him, took the cash register, the phone line, and the checkbook, removed him from the bank account, and disappeared. My client started a new MMJ business without him and became very successful. Now, he's being sued for half of his business because the other guy thinks he's entitled to it. He's been unemployed since the assault and lives in his brother's house. They had no written agreement about the business. Once bitten, twice shy. You better believe my client will never do business without a strong contract again.

Same thing goes for banks, Facebook, Apple, and everyone else. There's a classic case involving Hewlett Packard and the contracts they included with their computers. The computers were shipped with a contract inside the box that became binding upon opening the box. Yes, you read that right: to read the contract, you had to open the box, but if you open the box, you were bound. It's called an "adhesion contract." Those are illegal. But, they did it because they didn't want to be sued.

So, while I don't like it, I get it. If you could get away with it, you would do it too.
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darkguy2
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Postby darkguy2 » Thu Feb 14, 2013 10:09 pm

I have always heard that if you sign a waiver you can still sue them if your were hurt due to their fault. And because of this they are almost useless. Is this true?
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MemberSince99
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Postby MemberSince99 » Thu Feb 14, 2013 10:16 pm

Sure, I'd outright exempt myself from lawsuits if I could. But most of us don't have that luxury, nor should we.

That lawsuit is laughable it's hard to believe a jury would see the thief's point of view. But then again, a jury aquitted Casey Anthony, when I wanted her to rot in jail for life, so who knows.

As long as you are in court anyway, can't you countersue that jerk for assault and theft and what he did? Or isn't that an option?
I guess given that he's a loser, what could you get out of him anyway.

I'm not sure I agree with the protesters, but I give them credit, we all know what the cops do to "troublemakers" in the Fatherland these days.

I will tell you something flat out. Years ago I liked the cops, if I would have seen one in trouble, I'd have done what I could to help. But today, I just see them as worse than the criminals. The criminals will mostly leave you alone if you don't interfere in their games. But the cops, they will pull you over and jerk you around, because maybe they have a quota to meet, or they didn't get any last night or who knows why. I fear them now more than I fear the criminals, and if I saw one in trouble, I'd keep going and I didn't see anything, prove I did, I was paying attention to the road.
Sad but that's what it's come to. I always worry they will pull me over and just torture the living hell out of me for who knows what reason. Even the criminals probably won't do that. To me they are basically the same as Gestapo only without the cool looking uniforms. But maybe that's just me.
I didn't used to feel that way at all. I used to like and respect them. Not anymore. And they haven't done a thing to me personally. Yet.



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