# Today I Received My Freedom In The Mail!!

15 posts
DavidNY
Centurion Member

Posts: 1332
Joined: Tue Jul 05, 2011 12:28 pm
Location: New York
Do you have to use the debit card with the checking acct to take advantage of the 10+10? No.

10+10 examples:

1x purchase of \$100 = 100 points + 10 points + 10% points (100x10%=10) = 120 points

5x bonus category purchase of \$100 = 500 points + 10 points + 10% points (500x10%=50) = 560 points.

Dylan1982
Centurion Member

Posts: 323
Joined: Tue Mar 06, 2012 12:15 am
Location: Chicago
DavidNY wrote:Do you have to use the debit card with the checking acct to take advantage of the 10+10? No.

10+10 examples:

1x purchase of \$100 = 100 points + 10 points + 10% points (100x10%=10) = 120 points

5x bonus category purchase of \$100 = 500 points + 10 points + 10% points (500x10%=50) = 560 points.

Using your 1x at \$100 and 5x at \$100...

The 1x @ \$100 = 120 points or \$1.20 cash back correct? (120 x .01)

The 5x @ \$100 = 560 points or \$5.60 cash back correct? (560 x .01)

I just want to make sure that I fully understand this.

This website explains a lot.. http://www.knowzy.com/Personal_Finance/Credit/Credit_Cards/Reward_Cards/Cash_Back_Credit_Cards/The_Chase_Freedom_10_and_10_Program_Explained.htm
Chase Freedom - \$12,500 (2/2013)
GM Card - \$7,700 (7/2002)
CitiBank (Thank You Preferred) - \$6,400 (6/2012)
CitiBank (Diamond Preferred) - \$4,600 (6/2012)
Rogers & Hollands - \$3,300 (3/2006)
Target REDcard - \$3,000 (11/2014)
Discount Tires - \$1,000 (2/2004)
Kohl's - \$300 (4/2012)

DavidNY
Centurion Member

Posts: 1332
Joined: Tue Jul 05, 2011 12:28 pm
Location: New York
Dylan1982 wrote:
The 1x @ \$100 = 120 points or \$1.20 cash back correct? (120 x .01)

The 5x @ \$100 = 560 points or \$5.60 cash back correct? (560 x .01)

Correct. If you value UR points at one cent each, for non-bonus purchases of over \$11 you'll get more value from a 2% cash back card.

Gamma
Centurion Member

Posts: 465
Joined: Sat Sep 15, 2012 1:15 am
Location: Los Angeles, CA
Unfortunately, the Chase 10+10 Exclusive Program is no longer available. As of Nov 11, 2012, the only benefit of having a chase checking account along with their freedom card is the 10% yearly additional points. They removed the 10 additional points per transactions. Only people that have the 10+10 are the ones who were grandfathered in.

Dylan1982
Centurion Member

Posts: 323
Joined: Tue Mar 06, 2012 12:15 am
Location: Chicago
Really they discontinued 10+10 program.... Can anyone confirm this?
Chase Freedom - \$12,500 (2/2013)
GM Card - \$7,700 (7/2002)
CitiBank (Thank You Preferred) - \$6,400 (6/2012)
CitiBank (Diamond Preferred) - \$4,600 (6/2012)
Rogers & Hollands - \$3,300 (3/2006)
Target REDcard - \$3,000 (11/2014)