- Centurion Member
- Posts: 4913
- Joined: Sun May 20, 2012 4:35 pm
- Location: WI
Based on what you've said, I'd say "right now". Chase is relatively easy to recon with so even if you are declined, call them, a couple of times if necessary to get a different analyst, to get the Freedom if that's what you want. If you do have to recon, don't call their application status or customer service line, but instead be sure to call the backdoor analyst number, which is on the FICO forum, or I'll post here if you can't find that just let me know. From what I see you should be good, but I say go for it, and recon if you are declined. Chase is good to get in with, as is Discover. You are doing it right.